Is a Conventional Loan Better Than a VA Loan?
Deciding between a VA and conventional loan when you’re a veteran seems like a no-brainer, right? No money down and no mortgage insurance with a VA loan sounds like the best deal. But wait… The decision might not be so easy. While a VA loan is good, sometimes a conventional loan makes more sense for […]
VA Loan Closing Costs: How to Calculate the Funding Fee in 2025
If you’re looking for a home, you’re in for a treat. VA loans have some of the best terms available, including the ability to buy a house with no down payment. But you still must consider VA loan closing costs. Some borrowers worry about the VA funding fee, but it’s not as bad as you […]
Best Loan Rates for VA Loans from $200,000 to $500,000
Best Loan Rates for VA Loans from $200,000 to $500,000 Veterans of our military who served our country deserve nothing but the best. And that includes low mortgage interest rates. Fortunately, the Wendy Thompson Lending Team is a top-rated VA lender. We can get you the most competitive rates you’ll find anywhere. We know what […]
How Much is the VA Funding Fee and Do You Have to Pay It?
*Please note that effective April 3, 2020, we are no longer able to accept loans from applicants with a credit score below 640. Please visit our friends at My Credit Guy for help improving your credit score. A VA loan is an excellent option to buy a home. It lets you get into a house without […]
USAA vs Navy Federal for VA Loans: Costs, Service, Alternatives
Getting a VA loan is a fantastic option for military members and their families. Picking a lender to work with is a crucial step. In fact, it’s the most important decision you’ll make. Two of the best options to consider are USAA vs Navy Federal for VA loans. Is one right for you? Here at […]
Best VA Interest Rate Reduction Refinance Loans (IRRRL)
Let’s say you already have a VA home loan, but you want to lower your monthly mortgage payment or shorten the repayment period. But you don’t want to miss out on any of the benefits of having a VA loan. What can you do? The answer is simple. What you need is a VA […]
VA Loan Credit Score Requirements
How To Obtain Your VA Loan Certificate of Eligibility (COE)
VA loans are an excellent option for Vets (and surviving spouses) who want to buy a home. The good news is that you can shop for a VA lender without having a VA loan certificate in hand.But if you’re serious about buying a home?You’ll need a VA home loan Certificate of Eligibility.Luckily, it isn’t rocket […]
Best VA Loan Rates for $400K to $500K Mortgages
If you’re looking for the best VA loan rates between $400,000 and $500,000, you’re in the perfect place! Most mortgage lenders won’t show you sample quotes (they only want your personal info!) But not here! In this article, we’ll show you sample VA loan rates for $400,000, $425,000, $450,000, $475,000 and $500,000 mortgages. The keys to […]
Best VA Loan Rates for $300,000 to $375,000 Mortgages
Everyone deserves a place to call home, but none more so than the families and members of the military. You deserve to have a home and we’ll show you how to get the best VA loan rates for $300,000, $325,000, $350,000 and $375,000 mortgages. We will explain how your credit score affects your APR rate, how the […]