/VA

VA Loan Eligibility: Credit Score, Loan Amount & Military Type

Dealing with the VA and all of their processes can be frustrating, and that when you add finding a home, and getting the best mortgage to that list, things can get out of hand very fast. But here's the thing: Figuring out your VA loan eligibility doesn't have to be a complicated process and once you figure it out, all VA lenders will follow the same guidelines. In today's post I am going to go over what requirements you have to meet to become eligible for your VA loan. I will also discuss how to apply for your certificate of eligibility and the general [...]

2018-12-21T03:42:13+00:00By |VA|Comments Off on VA Loan Eligibility: Credit Score, Loan Amount & Military Type

Best VA Loan Rates for $400,000, $425,000, $450,000, $475,000, and $500,000 Mortgages

​One of the biggest American dreams is home ownership. We are going to review important factors you need to be aware of to realize that American dream. You can get the best VA loan rates for $400,000, $425,000, $450,000, $475,000 and $500,000 mortgages.  The keys to your future home ownership include; understanding how your credit score will determine your APR rate, why higher APR rates make your monthly payments higher, and how the higher the monthly payment the less you can afford for a home. The American Dream Is One Click AwayYou want to buy a new home, you have reviewed VA Loan Eligibility and [...]

2019-01-08T20:56:11+00:00By |VA|Comments Off on Best VA Loan Rates for $400,000, $425,000, $450,000, $475,000, and $500,000 Mortgages

Best VA Loan Rates for $300,000, $325,000, $350,000, and $375,000 Mortgages

Everyone deserves a place to call home and none more so then the families and members of the military.   You deserve to have a home and we’ll show you how to get the best VA loan rates for $300,000, $325,000, $350,000 and $375,000 mortgages.   We will explain how your credit score effects your APR rate, how the APR rate effects your monthly payments, and why your monthly payments can determine how much you can afford for a home.  The Best VA Loan Rates Are Determined By Credit Score Before you can obtain a VA home loan you must determine your VA [...]

2018-12-20T08:03:30+00:00By |VA|Comments Off on Best VA Loan Rates for $300,000, $325,000, $350,000, and $375,000 Mortgages

Best VA Loan Rates for $200,000, $225,000, $250,000, and $275,000 Mortgages

It’s very common for first time home buyers to have no idea how much they can afford to pay for a home.   We are going to pull back the curtain on the best VA loan rates for $200,000, $225,000, $250,000 and $275,000 mortgages.  You need to know the VA loan amount that you can afford and the key factors that determine that number.   We will review those components and explain how your credit score affects your APR interest rate, show how the APR determines your monthly mortgage payment which is a huge factor in the amount of a mortgage you will qualify for.  Be sure that [...]

2018-12-20T06:08:53+00:00By |VA|Comments Off on Best VA Loan Rates for $200,000, $225,000, $250,000, and $275,000 Mortgages

Best VA Loan Rates with a 680 to 710 Credit Score

Every American dreams of a nice home to raise a family in.   The process of finding a home and obtaining the financing to purchase that home has been identified as one of the three most stressful experience you will have in your life.   For your military service to our country, the Federal government has provided you the VA loan program with the goal of making the home buying experience as simple and stress free as possible.   We’ll be honest with you, the process can be overwhelming but we will alleviate many of those fears and questions in this article as we explain how you [...]

2018-12-16T06:47:24+00:00By |VA|Comments Off on Best VA Loan Rates with a 680 to 710 Credit Score

Best VA Loan Rates with 640-670 Credit Score

Every family deserves a home, especially our military families and veterans. The home buying experience can cause many sleepless nights, not being sure if you have enough money saved, whether you can afford the home of your dreams and who you can trust to help you through the process are common concerns. The Wendy Thompson Lending Team is committed to making this process as seamless as possible and after spending 15 minutes reading this article you will have a sound understanding the Best VA Loan Rates with a 640, 645, 650, 655, 660, 665 to 670 credit score. We will [...]

2018-12-16T06:47:52+00:00By |VA|Comments Off on Best VA Loan Rates with 640-670 Credit Score

Best VA Loan Rates for 600 to 630 Credit Score (Plus Approval Tips)

Buying a home is stressful enough, let alone trying to find a mortgage lender you can trust.  After reading this article you will know more about the amazing Wendy Thompson Lending Team and their track record for unparalleled expertise in the loan industry. We also will explain how they will get you the best VA Loan Rates for 600 to 630 credit score.  We will review the Best VA Loan Rates by Credit Scores of 600, 605, 610, 615, 620, 625 and 630; along with discussing practical tips on how to increase your credit score quickly and how this can greatly benefit your pocket book.Best VA Loan Rates for 600 [...]

2018-12-17T17:20:21+00:00By |VA|Comments Off on Best VA Loan Rates for 600 to 630 Credit Score (Plus Approval Tips)

Best VA Loan Rates By Credit Score In 2018

Looking for a home is very time consuming and finding the right loan can be paramount to buying your home and closing on time. . But did you know: Finding the best va loan rates can be easy when you know your credit score, how it will affect your rates and ways to increase your credit score for lower rates.  Today I will go over the minimum credit score for a va loan, the different va loan rates by credit score, as well as a few tips on how to increase your score and get approved for va home loans.What Is A [...]

2018-12-17T18:23:41+00:00By |VA|Comments Off on Best VA Loan Rates By Credit Score In 2018

Having a local lender matters – even on VA loans

Despite all the advances in technology, some things are still better when they’re local. Like BBQ. Or pizza. Or mortgage loans. We recently had a mother and daughter come to us who were trying to buy a home. And can I tell you, they were SERIOUSLY frustrated! They tried to get a home for 6 months and had put in offers on 4 different houses. But none of them were accepted! Seems hard to believe, right? As we dug into their situation, we learned that their approval letter was from one of the big, online lenders. After talking to their [...]

2018-02-02T16:09:39+00:00By |VA|Comments Off on Having a local lender matters – even on VA loans

Sight Unseen

Quick… think of some things you’d sign up for “sight unseen”. Buying a book on Amazon? Probably. Buying a bottle of a brand of whiskey you’ve never tried before? Maybe. Buying a new car without driving it? OK probably not. What about getting a mortgage loan or buying a house? Sounds scary? It doesn’t have to be! Buying a Memphis Home While Stationed in Japan We recently worked with an active duty military borrower who was being relocated to Memphis from where he’s been stationed in Japan. He was looking for a VA loan for his young family as they [...]

2017-11-22T00:13:03+00:00By |Mortgage, VA|Comments Off on Sight Unseen

6489 Quail Hollow Rd, Suite 106
Memphis, TN 38120
(901) 461-8858