Many active duty service members and veterans know that there is a VA program available to help finance their home loan with a zero-down payment.   However, VA loan eligibility can be confusing and even intimidating to some.   Multiple factors will determine if you will qualify for a VA home loan and we hope to remove the confusion of what is required for you to qualify for your zero-down home mortgage.   We will discuss VA eligibility in regard to your credit score, VA loan limits and what VA loan types are available to you in this article.  What Credit Score Do I Need [...]

Many people talk about all of the conditions that must be met for VA loan eligibility.   There are multiple conditions that an active service member or veteran must meet.   But, the first step is obtaining your VA loan certificate of eligibility aka COE.   We know that this can be intimidating, there are a lot of moving parts and many questions that must be answered to obtain your COE but we will simplify it and pull back the curtain so to speak, to make this process as simple as possible.   We will walk you through how to Obtain your VA loan certificate of eligibility and [...]

If you have ever tried to figure out whether you are eligible for a VA home loan, then you know it can be very confusing because of all the different scenarios that may make you eligible based on your service time.   We are going to alleviate most of that confusion by laying out all the different ways you can become eligible for a VA loan so you can quickly find whether you qualify or not.   In this article we will review VA loan eligibility based on the four most common service-related conditions: active service during wartime, active service during peacetime, [...]

Dealing with the VA and all of their processes can be frustrating, and that when you add finding a home, and getting the best mortgage to that list, things can get out of hand very fast. But here's the thing: Figuring out your VA loan eligibility doesn't have to be a complicated process and once you figure it out, all VA lenders will follow the same guidelines. In today's post I am going to go over what requirements you have to meet to become eligible for your VA loan. I will also discuss how to apply for your certificate of eligibility and the general [...]

​One of the biggest American dreams is home ownership. We are going to review important factors you need to be aware of to realize that American dream. You can get the best VA loan rates for $400,000, $425,000, $450,000, $475,000 and $500,000 mortgages.  The keys to your future home ownership include; understanding how your credit score will determine your APR rate, why higher APR rates make your monthly payments higher, and how the higher the monthly payment the less you can afford for a home. The American Dream Is One Click AwayYou want to buy a new home, you have reviewed VA Loan Eligibility and [...]

Everyone deserves a place to call home and none more so then the families and members of the military.   You deserve to have a home and we’ll show you how to get the best VA loan rates for $300,000, $325,000, $350,000 and $375,000 mortgages.   We will explain how your credit score effects your APR rate, how the APR rate effects your monthly payments, and why your monthly payments can determine how much you can afford for a home.  The Best VA Loan Rates Are Determined By Credit Score Before you can obtain a VA home loan you must determine your VA [...]

It’s very common for first time home buyers to have no idea how much they can afford to pay for a home.   We are going to pull back the curtain on the best VA loan rates for $200,000, $225,000, $250,000 and $275,000 mortgages.  You need to know the VA loan amount that you can afford and the key factors that determine that number.   We will review those components and explain how your credit score affects your APR interest rate, show how the APR determines your monthly mortgage payment which is a huge factor in the amount of a mortgage you will qualify for.  Be sure that [...]

Every American dreams of a nice home to raise a family in.   The process of finding a home and obtaining the financing to purchase that home has been identified as one of the three most stressful experience you will have in your life.   For your military service to our country, the Federal government has provided you the VA loan program with the goal of making the home buying experience as simple and stress free as possible.   We’ll be honest with you, the process can be overwhelming but we will alleviate many of those fears and questions in this article as we explain how you [...]

Every family deserves a home, especially our military families and veterans. The home buying experience can cause many sleepless nights, not being sure if you have enough money saved, whether you can afford the home of your dreams and who you can trust to help you through the process are common concerns. The Wendy Thompson Lending Team is committed to making this process as seamless as possible and after spending 15 minutes reading this article you will have a sound understanding the Best VA Loan Rates with a 640, 645, 650, 655, 660, 665 to 670 credit score. We will [...]

Buying a home is stressful enough, let alone trying to find a mortgage lender you can trust.  After reading this article you will know more about the amazing Wendy Thompson Lending Team and their track record for unparalleled expertise in the loan industry. We also will explain how they will get you the best VA Loan Rates for 600 to 630 credit score.  We will review the Best VA Loan Rates by Credit Scores of 600, 605, 610, 615, 620, 625 and 630; along with discussing practical tips on how to increase your credit score quickly and how this can greatly benefit your pocket book.Best VA Loan Rates for 600 [...]