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Best FHA Loan Rates with 765-810 Credit Score

So, you’re ready to buy a house, but you’re not sure what rates you might qualify for. A credit score of 680 to 720 is pretty good. With a score in that range, you could get a low interest rate on a FHA loan. But there’s a catch. Lenders don’t like to tell you what rates you might expect without first getting your personal info. Why would you share your info if they won’t share theirs? That’s one thing that sets the Wendy Thompson Team apart: We give you the goods up front. You’ll never wonder what your rates might [...]

2020-03-06T17:51:41+00:00By |FHA|Comments Off on Best FHA Loan Rates with 765-810 Credit Score

Best FHA Loan Rates with 725-760 Credit Score

So, you’re ready to buy a house, but you’re not sure what rates you might qualify for. A credit score of 680 to 720 is pretty good. With a score in that range, you could get a low interest rate on a FHA loan. But there’s a catch. Lenders don’t like to tell you what rates you might expect without first getting your personal info. Why would you share your info if they won’t share theirs? That’s one thing that sets the Wendy Thompson Team apart: We give you the goods up front. You’ll never wonder what your rates might [...]

2020-02-25T14:02:04+00:00By |FHA|Comments Off on Best FHA Loan Rates with 725-760 Credit Score

Best FHA Loan Rates with 600-630 Credit Score

So, you’re ready to buy a house, but you’re not sure what rates you might qualify for. A credit score of 680 to 720 is pretty good. With a score in that range, you could get a low interest rate on a FHA loan. But there’s a catch. Lenders don’t like to tell you what rates you might expect without first getting your personal info. Why would you share your info if they won’t share theirs? That’s one thing that sets the Wendy Thompson Team apart: We give you the goods up front. You’ll never wonder what your rates might [...]

2020-02-25T13:59:09+00:00By |FHA|Comments Off on Best FHA Loan Rates with 600-630 Credit Score

Best FHA Loan Rates with 680-720 Credit Score

So, you’re ready to buy a house, but you’re not sure what rates you might qualify for.A credit score of 680 to 720 is pretty good. With a score in that range, you could get a low interest rate on a FHA loan.But there’s a catch.Lenders don’t like to tell you what rates you might expect without first getting your personal info. Why would you share your info if they won’t share theirs?That’s one thing that sets the Wendy Thompson Team apart:We give you the goods up front. You’ll never wonder what your rates might be because we show you sample [...]

2020-02-14T21:46:58+00:00By |FHA|Comments Off on Best FHA Loan Rates with 680-720 Credit Score

10 Home Improvement Projects that Add Value to Your Home

We’ve heard before that being a homeowner doesn’t always necessarily mean that your home is an investment. Homeownership can be expensive once you factor in the cost of a mortgage, taxes, insurance, and repairs. If you want your primary residence to become more of an investment, you can increase your home’s value and obtain more equity. One fun way to do this is by completing house projects that add value to your home.If you’re looking to upgrade your home and add some more value, here are 10 DIY home improvement projects to consider. 1. remodel your kitchenSome people say the kitchen can [...]

2020-01-28T00:14:52+00:00By |Homebuyer|Comments Off on 10 Home Improvement Projects that Add Value to Your Home

Best FHA Loan Rates with 640-670 Credit Score

House shopping is an exciting time, but it’s also a nerve-racking experience. If you’re in the market to buy a house, finding a lender is an important first step. FHA loans are an excellent option if your credit score is 640 to 670. The only problem is finding a lender that will tell you what interest rates you might qualify for.But that’s not a problem with The Wendy Thompson Team!We’ll show you what you need to do to make your dream of owning a home become a reality. Here’s a rundown of the best FHA loan rates for credit scores from 640 [...]

2020-02-14T21:39:14+00:00By |FHA|Comments Off on Best FHA Loan Rates with 640-670 Credit Score

Best VA Loan Rates for 600 to 630 Credit Score (Plus Approval Tips)

Buying a home is stressful enough, let alone trying to find a mortgage when your credit score is 630 or less.To make matters worse, most VA lenders won't give you ballpark rates!(They all want your personal info)Not here!In this article, you can get sample VA rates and monthly payments based on your credit score from 600 to 605, 610, 620, 625, and 630.We'll also discuss practical tips on how to increase your credit score quickly and how this can greatly benefit your pocket book.Note: VA loan rates vary greatly based on your state, down payment, and credit score.  Our recommendation for the most [...]

2020-02-14T21:33:28+00:00By |VA|Comments Off on Best VA Loan Rates for 600 to 630 Credit Score (Plus Approval Tips)

Best VA Loan Rates By Credit Score In 2020

Looking for a home is very time consuming and finding the right loan can be paramount to buying your home and closing on time. But did you know: Finding the best va loan rates can be easy when you know your credit score, how it will affect your rates and ways to increase your credit score for lower rates. Today I will go over the minimum credit score for a VA loan, the different VA loan rates by credit score, as well as a few tips on how to increase your score and get approved for VA home loans. If [...]

2020-01-18T17:30:06+00:00By |VA|Comments Off on Best VA Loan Rates By Credit Score In 2020

Buying a Memphis home this spring? The time to start is NOW!

We’re just a few days into 2020 and I’ll bet you’re thinking about your big plans for this year. If you’re even THINKING about buying a home in the greater Memphis area this spring, the time to start the process is NOW! Springtime Real Estate in Memphis The real estate industry is definitely “seasonal”, and spring just might be the busiest time of year to buy a home. Why? Well, there are a few reasons… First of all, Spring is a good time to start buying because the kids get out of school in May. So if you want to [...]

2020-01-18T17:33:14+00:00By |Homebuyer|Comments Off on Buying a Memphis home this spring? The time to start is NOW!

VA Home Loan Qualifications And Options: Credit Score – VA Loan Limits – VA Loan Options

Many active duty service members and veterans know that there is a VA program available to help finance their home loan with a zero-down payment.   However, VA loan eligibility can be confusing and even intimidating to some.   Multiple factors will determine if you will qualify for a VA home loan and we hope to remove the confusion of what is required for you to qualify for your zero-down home mortgage.  ​We will discuss VA eligibility in regard to your credit score, VA loan limits and what VA loan types are available to you in this article.  [tcb-script]if (window.addEventListener){ window.addEventListener("message", function(event) { if(event.data.length [...]

2020-01-18T17:34:49+00:00By |VA|Comments Off on VA Home Loan Qualifications And Options: Credit Score – VA Loan Limits – VA Loan Options