Prequalified Vs Preapproved Mortgage

Shopping for a home can be tedious. Besides trying to find your dream house, there’s getting a prequalified qualified preapproved mortgage.I can hear you now… Isn’t being pre qualified the same as being pre approved?It turns out they’re both very different.One is a good indication of creditworthiness and an estimate of what you can afford. […]

What is PMI? Breaking it down

Like many terms in the real estate industry, it can be hard to really get a handle on what a term like “PMI” means, but we’re breaking down the facts behind PMI once and for all. Read on to see what it actually means, how it works, and why it may have gotten a bad […]

Been turned down 4 times? Don’t give up…

home loan lender in memphis

When you REALLY want something so bad you can TASTE IT, sometimes you just have to keep at it until it gets done. Even when it’s not easy. Can you relate? We recently had a borrower who came to us feeling a little beat up. He had been turned down for a mortgage loan not […]

The brighter side of a divorce

home loan lender in memphis

Divorce is awful. There’s no other way to describe it. More than half of the people you’ll meet today have been through a divorce. Maybe even you. As much agony as families have with divorce, sometimes there’s a bright side. The part that comes after… after healing, after a reset. The kind of hope that […]

Can Netflix help you get mortgaged and married?

home loan lender in memphis

Summary: If you have bad credit stopping you from getting a mortgage and pay rent or pay for Netflix, we may be able to use these payments to show your solid credit worthiness! We see it all the time… that certain look in a borrower’s eyes when they’ve been turned down for a mortgage loan […]

Sight Unseen

home loan lender in memphis

Quick… think of some things you’d sign up for “sight unseen”. Buying a book on Amazon? Probably. Buying a bottle of a brand of whiskey you’ve never tried before? Maybe. Buying a new car without driving it? OK probably not. What about getting a mortgage loan or buying a house? Sounds scary? It doesn’t have […]

Embrace Home Automation: 3 Tips to Love Technology Today

home loan lender in memphis

Are you still using a key to unlock your door and twisting a dial on the wall to set the temperature? Home automation technology has made considerable strides in the past couple of years so it might be time to invest. In today’s blog post we will explore three tips that can help those looking […]