Refinancing to consolidate Christmas debt – BEST IDEA EVER!

If Christmas turned out to be more expensive than you thought, you’re not alone. The unfortunate truth is that many families are avoiding the mailbox in January knowing their credit card bills will eventually show up. Thanks Santa!🎅😂 If you find yourself in this situation, there’s hope. You may be able to use your home’s equity to pay off credit card bills or other debt to give you the fresh start you want in 2020. But there’s a catch. Sort of… All of the signs point to rising interest rates, so your window to get a super-low rate may be [...]