/VA Loans
VA Loans 2018-04-30T19:08:03+00:00

VA Loans

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More than

350

5 Star Customer Reviews

The Wendy Thompson team was great! We were first time home buyers, and they made the process more simple for us. They were prompt with responses, patient with first time buyers (and all the many questions I had), and honest which is something I was nervous about being inexperienced. I truly would recommend everyone to go through these people when buying a home!! I would not have asked for a better experience!
sbaltens
My dream was to have my newborn daughter in our newhome. She was due in three weeks and the initial closing date was in about 4 weeks. I thought it would be impracticable to close in time for my baby but Wendy and her team made it happen. Such is the level of care and commitment of the Wendy Thompson Lending Team. They go out of their way to make their customers surprisingly happy. Thanks Wendy!!!
Derick Agbeve
Wendy Thompson and her team made an extremely stressful home buying process much less stressful. Although we had a couple of hiccups Wendy and her team were there to help us through each situation. Wendy worked incredibly hard to find solutions through some of the situations and I even got a new SUV out of the process! Who Does That during a home purchase?? The Wendy Thompson Team Does!! Thanks again Wendy and team!!!!
Al Taylor
Wendy Thompson and her team made an extremely stressful home buying process much less stressful. Although we had a couple of hiccups Wendy and her team were there to help us through each situation. Wendy worked incredibly hard to find solutions through some of the situations and I even got a brand new vehicle based on her recommendation. Who does that??? The Wendy Thompson Team does!!! Thanks again Wendy and your team for helping us buy our dream home!!!
aledward8
Great service. Excellent team. My loan was seamless and closed within 30 days. I have already recommended Wendy and her team. I couldn't be more pleased.
jeannefaries
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VA Advice You Won’t Hear Everyday

  • What you qualify for and what you can afford are 2 different things. Let us help you understand both before you commit.

  • Just because you can borrow 100% doesn’t mean you should. Nothing beats a 15 minute phone call to understand your options.

  • There’s a good chance you’ll be gone (on duty) for some or most of the process, so email will be important to staying informed throughout the loan process.

  • Collect your documents early on so you don’t get asked for them more than once.

  • Get as many details nailed down ahead of time as you can, especially the monthly payment and closing costs. The last thing you want is a surprise at the last minute when you’re out of town.

  • You CAN get everything the online lenders promise from a local lender

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VA Loan Basics

Eligibility

  • Active duty military generally qualify after 6 months of service
  • Reservists & National Guard must wait 6 years to apply, but if they are called to active duty before that are eligible after 180 days of service
  • Spouses of deceased military members may be eligible
  • You will need an certificate of eligibility, but it is NOT required to start the process

Other VA Program Features:

  • 0% down payment is available, but not required
  • No mortgage insurance is required
  • There is a one time funding fee which varies depending on the down payment
  • Flexible credit guidelines
  • Payment assistance is available if you happen to miss payments
  • Refinancing is allowed

Areas We Serve

  • Arlington

  • Bartlett

  • Collierville

  • Eads

  • Germantown

  • Lakeland

  • Memphis

  • Millington

  • Tipton County:

  • Atoka

  • Brighton

  • Fayette County:

  • Oakland

  • Somerville

  • Decatur County:

  • Decaturville

  • Parsons

  • Haywood County:
  • Brownsville

  • Haywood County:
  • Brownsville

  • Lexington County:
  • Chesterfield

  • Lexington

  • Madison County:
  • Jackson

  • Gibson County:
  • Dyer

  • Humboldt

  • Medina

  • Milan

  • Trenton

  • Yorkville

  • Mississippi:
  • Olive Branch

  • Southaven