#1 Nashville Mortgage Lender

The Top Rated Mortgage Company in Nashville, TN

Are you searching for a mortgage in Nashville, TN? We have the best mortgage options for financing your next home! 

Nashville Mortgage Lender

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 Your Nashville Mortgage Broker

In the bustling heart of Tennessee, Nashville, renowned for its vibrant music scene, rich history, and cultural diversity, offers a dynamic real estate market. The Wendy Thompson Lending Team is here to provide expert guidance and personalized service throughout your mortgage process in this lively city. 

Whether you’re a first-time homebuyer, looking to upgrade in the thriving Nashville market, or considering refinancing, our team has the local knowledge and expertise to help you navigate the complexities of buying a home in Music City.

Our approach is tailored to meet your unique financial situation and homeownership goals, ensuring a mortgage solution that perfectly aligns with your lifestyle in Nashville.

Current Nashville Mortgage Rates

The mortgage rates displayed on this website are for informational purposes only and are subject to change at any time without notice. Rates can vary based on various factors, including but not limited to, your creditworthiness, the loan-to-value ratio, and current market conditions.The displayed rates do not constitute a commitment to lend. To obtain an accurate and up-to-date mortgage rate quote, please contact The Wendy Thompson Lending Team directly. Our team of mortgage experts will provide you with personalized rates and terms based on your specific financial situation and loan requirements.

Types of Nashville Home Loans

The Wendy Thompson Lending Team offers a variety of mortgage options to suit the diverse needs of Nashville homebuyers:

Fixed-Rate Mortgages: These loans are ideal for buyers seeking stability in their financial planning, offering a constant interest rate and monthly payments throughout the loan term.

Adjustable-Rate Mortgages (ARMs): Suitable for buyers who may plan to move or refinance in the future, ARMs offer lower initial rates that adjust over time.

FHA Loans: A popular option for first-time buyers in Nashville, these government-backed loans provide more accessible entry points into homeownership with lower down payments and flexible credit requirements.

VA Loans: Serving veterans and active military members, VA loans offer significant benefits like no down payment and no private mortgage insurance.

USDA Loans: Ideal for homebuyers looking at properties in eligible rural or suburban areas around Nashville, often requiring no down payment.

Conventional Loans: Versatile and widely used, these loans are not government-insured and offer various down payment and credit score options.

Jumbo Loans: For higher-priced properties in Nashville’s upscale neighborhoods, jumbo loans cater to larger financing needs.

Refinance Options: Refinancing can be beneficial for adjusting loan terms, reducing monthly payments, or accessing home equity.

Choosing the right mortgage for your Nashville home purchase depends on your financial situation, goals, and preferences.

Get A Nashville Mortgage
Pre-Approval

A mortgage pre-approval is an essential step in buying a home in Nashville. The Wendy Thompson Lending Team ensures this process is smooth and efficient:

1. Collect Financial Documents

Begin by gathering your financial information, including pay stubs, tax returns, employment history, asset details, credit report, and current debts.

2. Select a Lender

Choose a lender who has deep insight into the Nashville market. Our team provides in-depth advice and support tailored to your home-buying journey.

3. Complete the Pre-Approval Application

This application is crucial in assessing your financial health and determining your borrowing capacity.

4. Credit Evaluation

Conducting a credit check is standard to evaluate your financial stability and influences the terms of your potential mortgage.

5. Obtain Pre-Approval Letter

This letter indicates your potential to borrow, strengthening your position in Nashville’s competitive housing market.

6. Start House Hunting

With pre-approval, explore Nashville’s diverse real estate market, focusing on homes that align with your pre-approved financing.

Get All Your Questions Answered And
Know Exactly How Much You Can Be Approved For

#1 Rated Nashville Mortgage Broker

Choose The Best Nashville Mortgage Lender

Selecting the right mortgage lender in Nashville is crucial for a successful home-buying experience. The Wendy Thompson Lending Team stands out for several key reasons:

Local Market Expertise 

Our extensive knowledge of Nashville’s housing market ensures that you receive the most effective mortgage advice and options.

Variety of Mortgage Options 

We cater to the varied requirements of Nashville homebuyers with a broad selection of loan types.

Personalized Customer Service 

Our commitment to understanding your individual needs ensures a mortgage process that’s specifically tailored to you.

Clear Communication

We maintain open communication throughout your mortgage journey, providing clarity and confidence at every stage.

Dedication to Client Satisfaction

Our primary goal is to ensure a smooth and positive home-buying experience in Nashville.

 

Discover Nashville, Tennessee

 

Nashville, the capital of Tennessee, is not only famous for its country music heritage but also for its dynamic cultural landscape, which includes a variety of entertainment options, historical landmarks, and educational institutions. 

The city offers a mix of urban excitement and suburban comfort, making it an attractive location for a wide range of lifestyles.

Residents of Nashville enjoy a vibrant downtown area, green parks, and a growing arts scene. The city’s commitment to development and sustainability, combined with its rich cultural diversity, makes Nashville a thriving, lively, and welcoming place to call home.

Nashville Mortgage Reviews

EXCELLENT
192 reviews on
Amanda Kimzey
Amanda Kimzey
2023-07-21
Wendy and her entire team are truly a dream come true! From the first contact to the last, each and every one of them are helpful, kind, and knowledgeable! Using her as a lender is a MUST for any of my future endeavors, as I could not be more impressed with the service she provides and culture she creates within her organization! Call Wendy, her team will treat you well!
Melanie O'Brien
Melanie O'Brien
2023-02-14
What an amazing team! Prompt, friendly customer service team who took outstanding care of preparing the mortgage loan of our new house. I most highly recommend Wendy's team of experts! Thank you very much!
Haley Ivy
Haley Ivy
2022-12-30
Wendy Thompson Team was the best team to use and I will definitely recommend them to anyone going through the process. This was my first time purchasing a home and they made everything run as smoothly as possible. words can’t describe how thankful my family and I are for all the help we got from them.
Mason Berkowitz
Mason Berkowitz
2022-12-22
Wendy and her team were fantastic during our home buying process! Being a first time homebuyer, we had a lot of questions in regards to what that looked like! The team answered our questions thoroughly and promptly and made this process so easy for us! I highly recommend Wendy and her team for all of your lending needs!
Jason Miller
Jason Miller
2022-12-08
Absolutely the best lending experience I’ve ever had. The entire process was streamlined and easy. Additionally, all members of the Thompson Team were readily available to answer questions throughout the process.
Chereka Edwards
Chereka Edwards
2022-11-28
Wendy and her team went above and beyond for my family and I. This was our first home purchase and although we experienced a few hiccups along the way, she and her team made the home buying experience a breeze. I can't thank them enough for all their hard work and dedication throughout the entire process.
Lindah V
Lindah V
2022-10-26
The Wendy Thompson Lending Team is the best.They worked with my husband and I after Wellsfargo gave us some crazy figures and they never stopped until everything was done.The best company for anyone looking for a home loan.Ms.Shannon and Raychel were awesome. The rates were the best.If you are looking for a home loan,contact The Wendy Thompson Lending Team and you will thank me later.
Chanta Cox
Chanta Cox
2022-10-21
They made buying a home an easy and smooth transition. I would recommend them to everyone!
Linda Monta
Linda Monta
2022-10-06
It was a quick and smooth process working with you in obtaining my mortgage.
attley marshall
attley marshall
2022-09-26
Awesome support group and strong professional ethics. No one possibly compares to this group and Wendy....i have work with others before but none at such a high level off excellence. Great team! Great! Leader! Great! support and results! Thank you Wendy your group did it all for me!

FAQ's

Nashville Mortgage FAQs

What is the current state of the Nashville housing market?

Nashville’s housing market has been robust, with a strong demand for homes. This demand has led to a competitive market environment, with a trend towards rising home prices and quick sales.

Are there particular challenges for first-time homebuyers in Nashville?

First-time homebuyers in Nashville may face challenges such as high competition for affordable homes and the need for quick decision-making due to the fast-paced market.

How do Nashville’s property taxes compare to other major cities in Tennessee?

Nashville’s property taxes are generally in line with other major Tennessee cities, though they can vary based on specific locations and property values within the city.

What makes Nashville a desirable place to live and buy a home?

Nashville is desirable for its vibrant cultural scene, thriving economy, diverse neighborhoods, and strong job market. The city’s reputation as the Music City, along with its rich history and diverse culinary scene, adds to its appeal.

See What You Qualify For

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