2021 FHA Loan Limits By State And County

FHA loans are an excellent option for homebuyers, especially if you’re looking for a lower down payment or have a lower credit score.

Like any other federal loan program you apply for, FHA loan limits put a cap on how much you can qualify for when buying a house.

There’s just one downside: Figuring out the limit isn’t always cut and dry.

Here’s why:

FHA loan limits are different for every county in every state. 

The standard limit is $356,362 for a single-family home. However, the max amount is based on 115% of median home prices in an area. That means the limit might be higher in a major metropolitan area than the rest of the county.

But there’s more.

Median home prices can change, and that means FHA loan limits can change, too.

That can be a lot to keep up with!

Luckily, you don’t have to.

Here at the Wendy Thompson Lending Team, we’ve got you covered. This guide to FHA loan limits by state will light your way as you look to buy a house with an FHA loan.

Ready to find out how much you can borrow?


*Check your state below to see what you might qualify for in your county.*

Alabama FHA Loan Limits

Overview:

Want to buy a house in Alabama? The cost of housing can fluctuate by area, but FHA loan limits in Alabama don’t have much variety. 

Whether you’re looking in the big city of Birmingham or a small town like McMullen, the cap is the same: $356,362.

FHA Loan Limits In Alabama: 

FHA Loan Limits Alabama

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Autauga, Baldwin, Barbour, Bibb, Blount, Bullock, Butler, Calhoun, Chambers, Cherokee

$356,362

Chilton, Choctaw, Clarke, Clay, Cleburne, Coffee, Colbert, Conecuh, Coosa, Covington

$356,362

Crenshaw, Cullman, Dale, Dallas, Dekalb, Elmore, Escambia, Etowah, Fayette, Franklin

$356,362

Geneva, Greene, Hale, Henry, Houston, Jackson, Jefferson, Lamar, Lauderdale, Lawrence

$356,362

Lee, Limestone, Lowndes, Macon, Madison, Marengo, Marion, Marshall, Mobile, Monroe

$356,362

Montgomery, Morgan, Perry, Pickens, Pike, Randolph, Russell, St. Clair, Shelby, Sumter

$356,362

Talladega, Tallapoosa, Tuscaloosa, Walker, Washington, Wilcox, Winston

$356,362

ALASKA FHA Loan Limits

Overview:

The Alaska FHA loan limits are $356,362 for most counties. 

The Last Frontier state isn’t all wilderness, and two popular high cost of living areas are Juneau and Sitka. 

Higher home prices in those cities mean you can borrow up to $483,000 for a home in Juneau or $486,450 in Sitka.

FHA Loan Limits In Alaska: 

  • Lowest: $356,362
  • Highest: $486,450
  • Website

FHA Loan Limits ALASKA

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Aleutians East Borough, Bethel Census Area, Bristol Bay Borough, Denali Borough, Dillingham Census Area, Fairbanks North Star Borough, Haines Borough, Hoonah-Angoon Census Area

$356,362

Kenai Peninsula Borough, Kusilvak Census Area, Lake And Peninsula Borough, Northwest Arctic Borough, Prince Of Wales-Hyder Census Area, Southeast Fairbanks Census Area, Valdez-Cordova Census Area, Yukon-Koyukuk Census Area

$356,362

 North Slope Borough, Petersburg Census Area, Wrangell City And Borough

$356,362

Ketchikan Gateway Borough

$407,100

Aleutians West Census Area

$545,100

Nome Census Area

$440,450

Kodiak Island Borough

$417,450

Anchorage Municipality, Matanuska-Susitna Borough

$417,450

Skagway Municipality

$415,150

Yakutat City And Borough

$420,900

Juneau City And Borough 

$483,000

Sitka City And Borough

$486,450

Fico score

APR

Mo. Payment

700+

3.375 %

$1,508.00

660 - 699

3.5 %

$1,525.00

640 - 659

3.625 %

$1,542.00

620 - 639

Currently Unavailable

N/A

600 - 619

Currently Unavailable

N/A

*Updated 4/22/20 - Rates are based on a $250,000 home with a 3.5% down payment, and includes principal, interest, taxes and insurance.  Rates change often and differ based on your state, down payment, and loan amount.  Click here for correct rates based on your situation.  

arizona FHA Loan Limits

Overview:

Considering the cost of living throughout Arizona is average compared to the rest of the United States, there isn’t much fluctuation in Arizona FHA loan limits. 

Your cap will be $356,362 wherever you’re buying a home.

FHA Loan Limits In Arizona: 

FHA Loan Limits Arizona

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo

$356,362

Pima, Pinal, Santa Cruz, Yavapai, Yuma

$356,362

arkansas FHA Loan Limits

Overview:

All 75 counties in Arkansas are set at the standard borrowing limit. 

That means if you’re in the market to buy a home, no matter which county the house is in, your FHA loan limit in Arkansas is $356,362.

FHA Loan Limits In Arkansas: 

FHA Loan Limits ARKANSAS

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Arkansas, Ashley, Baxter, Benton, Boone, Bradley, Calhoun, Carroll, Chicot, Clark

$356,362

Clay, Cleburne, Cleveland, Columbia, Conway, Craighead, Crawford, Crittenden, Cross, Dallas

$356,362

Desha, Drew, Faulkner, Franklin, Fulton, Garland, Grant, Greene, Hempstead, Hot Spring

$356,362

Howard, Independence, Izard, Jackson, Jefferson, Johnson, Lafayette, Lawrence, Lee, Lincoln

$356,362

Little River, Logan, Lonoke, Madison, Marion, Miller, Mississippi, Monroe, Montgomery, Nevada

$356,362

Newton, Ouachita, Perry, Phillips, Pike, Poinsett, Polk, Pope, Prairie, Pulaski

$356,362

Randolph, St. Francis, Saline, Scott, Searcy, Sebastian, Sevier, Sharp, Stone, Union

$356,362$356,362

Van Buren, Washington, White, Woodruff, Yell

$356,362$356,362

Loan Limits FHA shown with a colorful map of the United States with each state varying in color from teal to cream to tan

CALIFORNIA FHA Loan Limits

Overview:

As you might have guessed, FHA loan limits in California are much higher than the standard $356,362 in some areas.

 The Golden State lets you get up to $822,375 in Alameda, Contra Costa, Los Angeles, Marin, Orange, San Benito, San Francisco, San Mateo, Santa Clara, and Santa Cruz counties.

Learn more about California FHA Loans and Rates

FHA Loan Limits In California: 

  • Lowest: $356,362
  • Highest: $822,375
  • Website

FHA Loan Limits CALIFORNIA

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Butte, Colusa, Del Norte, Fresno, Glenn, Imperial,  Kern, Kings, Lake, Lassen, Madera, Mariposa, Merced, Modoc, Shasta, Sierra, Siskiyou

$356,362

Plumas

$356,362

Humboldt

$356,500

Amador

$364,550

Stanislaus

$396,750

Calaveras, Inyo

$373,750

Mendocino

$442,750

Riverside, San Bernardino

$477,250

San Joaquin

$483,000

Alpine 

$463,450

Nevada

$526,700

Solano

$550,850

Mono

$529,000

El Dorado, Placer, Sacramento

$598,000

Santa Barbara

$660,100

Monterey

$739,450

San Luis Obispo

$701,500

San Diego

$753,250

Sonoma

$753,250

Napa

$816,500

Alameda, Contra Costa, Los Angeles, Marin, Orange, San Benito, San Francisco, San Mateo, Santa Clara, Santa Cruz

$822,375

COLORADO FHA Loan Limits

Overview:

From the gorgeous mountain landscape to the rolling rivers, Colorado is an excellent place to buy a home. 

In Leadville, which is located in Lake County, your borrowing is capped at $356,362. 

But Colorado FHA loan limits in a city like Telluride go all the way up to $822,250.

FHA Loan Limits In Colorado: 

  • Lowest: $356,362
  • Highest: $822,250
  • Website

FHA Loan Limits COLORADO

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Alamosa, Archuleta, Baca, Bent, Chaffee, Conejos, Costilla, Crowley, Custer, Dolores, Delta,  Fremont, Huerfano, Jackson, Kiowa, Kit Carson,  Larimer, Las Animas, Lincoln, Logan, Mesa, Mineral, Moffat, Montezuma,  Morgan, Otero, Phillips

$356,362

El Paso

$356,362

Chaffee

$391,000

Gunnison

$408,250

La Plata

$448,500

Montrose, Ouray

$425,500

Hinsdale

$427,800

Larimer

$464,600

Grand

$529,000

Adams, Arapahoe, Broomfield, Clear Creek, Denver, Douglas, Elbert, Gilpin, Jefferson, Park

$596,850

Boulder County

$654,350

Eagle, Garfield, Pitkin

$822,250

The Tactical FHA Loan Blueprint

Connecticut FHA Loan Limits

Overview:

In New Haven, the county where you’ll find Yale University, the Connecticut FHA loan limit is $356,362. 

But if you want to live on the shores of the Long Island Sound? 

Your borrowing limit is much more powerful at $601,450.

FHA Loan Limits In Connecticut: 

  • Lowest: $356,362
  • Highest: $601,450
  • Website

FHA Loan Limits connecticut

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

New Haven, New London

$356,362

Windham

$364,550

Hartford, Middlesex, Tolland

$356,362

Litchfield

$357,650

Fairfield

$601,450

delaware FHA Loan Limits

Overview:

Although Delaware is home to just three counties, Delaware FHA loan limits are different in each county. 

In Kent and Sussex, the max you can borrow is $356,362, while the max in New Castle is $431,250.

FHA Loan Limits In Delaware: 

  • Lowest: $356,362
  • Highest: $431,250
  • Website

FHA Loan Limits delaware

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Kent

$356,362

New Castle

$431,250

Sussex

$356,362

florida FHA Loan Limits

Overview:

Of the 67 Florida counties, 42 have FHA loan caps of $356,362. 

But in Miami-Dade and Palm Beach counties, Florida FHA loan limits are $381,800. 

And the gorgeous Florida Keys? You can buy a house up to $608,350 with an FHA loan.

Learn more about Florida FHA Loans and Rates

FHA Loan Limits In Florida: 

  • Lowest: $356,362
  • Highest: $608,350
  • Website

FHA Loan Limits florida

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Pasco, Pinellas, Polk, Putnam, St. Johns, St. Lucie, Santa Rosa, Sarasota, Seminole, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington

$356,362

Alachua, Bay, Bradford, Brevard, Calhoun, Charlotte, Citrus, Columbia, Desoto, Dixie, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando

$356,362

Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Okeechobee, Orange, Osceola

$356,362

Martin, Baker, Broward, Clay, Duval, Miami-Dade, Nassau, Palm Beach

$381,800

Baker

$388,700

Okaloosa

$441,600

Collier

$460,000

Monroe

$608,350

Georgia FHA Loan Limits

Overview:

Fulton County, where you’ll find Atlanta, is the most populated county in Georgia, and FHA loans are capped at $412,850. 

For a higher limit, check out Greensboro. 

It’s located in Greene County, which has the highest FHA loan limit in Georgia at $515,200.

FHA Loan Limits In Georgia: 

  • Lowest: $356,362
  • Highest: $515,200
  • Website

FHA Loan Limits georgia

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Appling, Atkinson, Bacon, Baker, Baldwin, Banks,  Ben Hill, Berrien, Bibb, Bleckley, Brantley, Brooks, Bryan, Bulloch, 

$356,362

Burke, Calhoun, Camden, Candler,  Catoosa, Charlton, Chatham, Chattahoochee, Chattooga, Clay

$356,362

 Clinch,  Coffee, Colquitt, Columbia, Cook,  Crawford, Crisp, Dade, Decatur,  Dodge, Dooly, Dougherty, Early,  Echols

$356,362

 Effingham, Elbert, Emanuel, Evans, Fannin,  Floyd,  Franklin,  Gilmer, Glascock, Glynn, Gordon, Grady, ,  Habersham, Hall

$356,362

Hancock, Harris, Hart, Houston, Irwin, Jackson, Jeff Davis, Jefferson, Jenkins, Johnson, Jones, Lanier, Laurens, Lee

$356,362

Murray, Muscogee, Peach, Pierce, Polk, Pulaski, Putnam, Quitman, Rabun, Randolph, Richmond,  Schley, Screven

$356,362

Seminole, Stephens, Stewart, Sumter, Talbot, Taliaferro, Tattnall, Taylor, Telfair, Terrell, Thomas, Tift, Toombs, Towns

$356,362

Treutlen, Troup, Turner, Twiggs, Union, Upson, Walker,  Ware, Warren, Washington, Wayne, Webster, Wheeler, White

$356,362

Whitfield, Wilcox, Wilkes, Wilkinson, Worth

$356,362

Clarke, Madison, Oconee, Oglethorpe

$391,000

Barrow, Bartow, Butts, Carroll, Cherokee, Clayton, Cobb, Coweta, Dawson, Dekalb, Douglas, Fayette, Forsyth, Fulton

$412,850

Gwinnett, Haralson, Heard, Henry, Jasper, Lamar, Meriwether, Morgan, Newton, Paulding, Pickens, Pike, Rockdale, Spalding, Walton

$412,850

Greene

$515,200

HAWAII FHA Loan Limits

Overview:

When you think of golden sand beaches and palm trees, many people think of Hawaii. Imagine living in that tropical paradise! 

Home to just five counties, the island of Hawaii has the lowest FHA max of $408,250. Honolulu County on O’ahu has the highest FHA loan limit in Hawaii: $721,050.

FHA Loan Limits In Hawaii: 

  • Lowest: $408,250
  • Highest: $721,050
  • Website

FHA Loan Limits HAWAII

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Hawaii

$408,250

Kalawao, Maui

$723,350

Kauai

$719,900

Honolulu

$721,050

Loan Limits FHA shown with a colorful map of the United States with each state varying in color from teal to cream to tan

idaho FHA Loan Limits

Overview:

If you’re looking for a house in Idaho, you might discover there’s more to the state than potatoes. 

One of the most beautiful cities is Idaho Falls, where FHA loan limits are capped at $356,362. 

The highest Idaho FHA loan limit is $822,375 in Teton County, situated along the Rocky Mountains.

FHA Loan Limits In Idaho: 

  • Lowest: $356,362
  • Highest: $822,375
  • Website

FHA Loan Limits idaho

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Bannock, Bear Lake, Benewah, Bingham, Bonner, Bonneville, Boundary, Butte, Caribou, Cassia, Clark

$356,362

Clearwater, Custer, Elmore, Franklin, Fremont,  Gooding, Idaho, Jefferson, Jerome, Latah, Lemhi, Lewis, Lincoln, Madison

$356,362

Minidoka, Nez Perce, Oneida,  Payette, Power, Shoshone, Twin Falls, Valley, Washington

$356,362

Kootenai

$388,700

Ada, Boise, Canyon, Gem, Owyhee

$415,150

Camas, Blaine

$646,300

Teton

$822,375

illinois FHA Loan Limits

Overview:

The Land of Lincoln is in the U.S. midwestern region where the cost of living is generally low.

The FHA loan limit in Illinois for most counties is $356,362. But a few areas, such as Chicago’s Cook County, let you borrow up to $379,500.

FHA Loan Limits In Illinois: 

  • Lowest: $356,362
  • Highest: $379,500
  • Website

FHA Loan Limits illinois

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Alexander, Bond,  Brown, Bureau, Calhoun, Carroll, Cass, Champaign, Christian, Clark, Clay, Clinton, Coles

$356,362

Crawford, Cumberland,  De Witt, Douglas,  Edgar, Edwards, Effingham, Fayette, Ford, Franklin, Fulton, Gallatin

$356,362

Greene,  Hamilton, Hancock, Hardin, Henderson, Henry, Iroquois, Jackson, Jasper, Jefferson, Jersey, Jo Daviess

$356,362

Johnson,  Kankakee,  Knox,  Lasalle, Lawrence, Lee, Livingston, Logan, Mcdonough, Mclean, Macon, Macoupin, Madison

$356,362

Marion, Marshall, Mason, Massac, Menard, Mercer, Monroe, Montgomery, Morgan, Moultrie, Ogle, Peoria, Perry, Piatt

$356,362

Pike, Pope, Pulaski, Putnam, Randolph, Richland, Rock Island, St. Clair, Saline, Sangamon, Schuyler, Scott, Shelby, Stark

$356,362

Stephenson, Tazewell, Union, Vermilion, Wabash, Warren, Washington, Wayne, White, Whiteside,  Williamson, Woodford

$356,362

Boone, Winnebago

$356,362

Cook, Dekalb, Dupage, Grundy, Kane, Kendall, Lake, Mchenry, Will

$379,500

indiana FHA Loan Limits

Overview:

Like other states in the midwest, not many Indiana FHA loan limits are above the standard of $356,362. 

Other Indiana counties, such as Jasper, Lake, Newton, and Porter, let you borrow up to $379,500.

FHA Loan Limits In Indiana: 

  • Lowest: $356,362
  • Highest: $379,500
  • Website

FHA Loan Limits indiana

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Allen, Bartholomew, Benton, Blackford,  Carroll, Cass, Clay, Clinton, Crawford, Daviess, Dearborn, Decatur, Dekalb

$356,362

Fayette,  Fountain, Franklin, Fulton, Gibson, Grant, Greene,  Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings

$356,362

 Knox, Kosciusko, Lagrange,  Laporte, Lawrence,  Marshall,  Martin, Miami, Monroe, Montgomery, Morgan,  Noble, Ohio

$356,362

Orange, Owen, Parke, Perry, Pike,  Posey, Pulaski,  Randolph, Ripley, Rush, St. Joseph, Scott, Spencer, Starke, Steuben 

$356,362

Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vanderburgh, Vermillion, Vigo, Wabash, Warren, Warrick, Wayne, Wells

$356,362

White, Whitley, Boone, Brown, Hamilton, Hancock, Hendricks, Johnson, Madison

$356,362

Clark, Floyd, Harrison, Washington

$356,362

Boone, Brown, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion, Morgan, Putnam, Shelby

$379,500

Jasper, Lake, Newton, Porter

$379,500

iowa FHA Loan Limits

Overview:

With an eastern border made up of the Mississippi River, Iowa is a beautiful state. 

Because it has lower home prices than most other states in the U.S., it’s no surprise that Iowa FHA loan limits are $356,362 in all 99 counties.

FHA Loan Limits In Iowa: 

FHA Loan Limits iowa

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adair, Adams, Allamakee, Appanoose, Audubon, Benton, Black Hawk, Boone, Bremer

$356,362

Buchanan, Buena Vista, Butler, Calhoun, Carroll, Cass, Cedar, Cerro Gordo, Cherokee, Chickasaw

$356,362

Clarke, Clay, Clayton, Clinton, Crawford, Dallas, Davis, Decatur, Delaware, Des Moines

$356,362

Dickinson, Dubuque, Emmet, Fayette, Floyd, Franklin, Fremont, Greene, Grundy, Guthrie

$356,362

Hamilton, Hancock, Hardin, Harrison, Henry, Howard, Humboldt, Ida, Iowa, Jackson

$356,362

Jasper, Jefferson, Johnson, Jones, Keokuk, Kossuth, Lee, Linn, Louisa, Lucas, Lyon

$356,362

Madison, Mahaska, Marion, Marshall, Mills, Mitchell, Monona, Monroe, Montgomery, Muscatine

$356,362

O'brien, Osceola, Page, Palo Alto, Plymouth, Pocahontas, Polk, Pottawattamie, Poweshiek, Ringgold

$356,362

Sac, Scott, Shelby, Sioux, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren

$356,362

Washington, Wayne, Webster, Winnebago, Winneshiek, Woodbury, Worth, Wright

$356,362

kansas FHA Loan Limits

Overview:

A great midwestern state, Kansas sits smack-dab in the geographic center of the U.S. 

FHA loans are capped at $356,362 in most counties, including Allen, Anderson, Cloud, Grove, Strafford, and Wichita. 

But Kansas FHA loan limits in Leavenworth and Miami County go up to $389,850.

FHA Loan Limits In Kansas: 

  • Lowest: $356,362
  • Highest: $389,850
  • Website

FHA Loan Limits kansas

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Allen, Anderson, Atchison, Barber, Barton, Bourbon, Brown, Butler, Chase, Chautauqua

$356,362

Cherokee, Cheyenne, Clark, Clay, Cloud, Coffey, Comanche, Cowley, Crawford, Decatur

$356,362

Dickinson, Doniphan, Douglas, Edwards, Elk, Ellis, Ellsworth, Finney, Ford, Franklin

$356,362

Geary, Gove, Graham, Grant, Gray, Greeley, Greenwood, Hamilton, Harper, Harvey

$356,362

Haskell, Hodgeman, Jackson, Jefferson, Jewell, Kearny, Kingman, Kiowa, Labette

$356,362

Lane, Lincoln,  Logan, Lyon, Mcpherson, Marion, Marshall, Meade

$356,362

Mitchell, Montgomery, Morris, Morton, Nemaha, Neosho, Ness, Norton, Osage

$356,362

Osborne, Ottawa, Pawnee, Phillips, Pottawatomie, Pratt, Rawlins, Reno, Republic, Rice

$356,362

Riley, Rooks, Rush, Russell, Saline, Scott, Sedgwick, Seward, Shawnee, Sheridan, Sherman, Smith, Stafford, Stanton

$356,362

Stevens, Sumner, Thomas, Trego, Wabaunsee, Wallace, Washington, Wichita, Wilson, Woodson, Wyandotte

$356,362

Johnson, Leavenworth, Linn, Miami

$389,850

kentucky FHA Loan Limits

Overview:

All FHA loan limits in Kentucky fall within the standard borrowing amount of $356,362. 

Are you thinking of buying a home or relocating to the Bluegrass State? 

You’re in luck. The cost of living is generally low, and Louisville was a buyer’s market in late 2020, further driving down home prices.

FHA Loan Limits In Kentucky: 

FHA Loan Limits kentucky

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken

$356,362

Breathitt, Breckinridge, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian

$356,362

Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette

$356,362

Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock

$356,362

Hardin, Harlan, Harrison, Hart, Henderson, Hickman, Hopkins, Jackson, Jessamine, Johnson

$356,362

Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon

$356,362

Mccracken, Mccreary, Mclean, Madison, Magoffin, Marion, Marshall, Martin, Mason, Meade, Menifee

$356,362

Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Owen

$356,362

Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Simpson, Taylor, Todd, 

$356,362

Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, Woodford

$356,362

Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer

$356,362

louisiana FHA Loan Limits

Overview:

Louisiana is a melting pot of cultures, making it a fantastic option to put down some roots and buy a house. 

Louisiana FHA loan limits are a cinch to figure out, too. 

Every county has the same standard borrowing limit of $356,362.

FHA Loan Limits In Louisiana: 

FHA Loan Limits louisiana

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Acadia Parish, Allen Parish, Ascension Parish, Assumption Parish, Avoyelles Parish, Beauregard Parish

$356,362

Bienville Parish, Bossier Parish, Caddo Parish, Calcasieu Parish, Caldwell Parish, Cameron Parish, Catahoula Parish

$356,362

Claiborne Parish, Concordia Parish, De Soto Parish, East Baton Rouge Parish, East Carroll Parish, East Feliciana Parish

$356,362

Evangeline Parish, Franklin Parish, Grant Parish, Iberia Parish, Iberville Parish, Jackson Parish, Jefferson Parish

$356,362

Jefferson Davis Parish, Lafayette Parish, Lafourche Parish, La Salle Parish, Lincoln Parish, Livingston Parish

$356,362

Madison Parish, Morehouse Parish, Natchitoches Parish, Orleans Parish, Ouachita Parish, Plaquemines Parish

$356,362

Pointe Coupee Parish, Rapides Parish, Red River Parish, Richland Parish, Sabine Parish, St. Bernard Parish

$356,362

St. Charles Parish, St. Helena Parish, St. James Parish, St. John The Baptist Parish, St. Landry Parish, St. Martin Parish

$356,362

St. Mary Parish, St. Tammany Parish, Tangipahoa Parish, Tensas Parish, Terrebonne Parish, Union Parish

$356,362

Vermilion Parish, Vernon Parish, Washington Parish, Webster Parish, West Baton Rouge Parish, West Carroll Parish

$356,362

West Feliciana Parish, Winn Parish

$356,362

maine FHA Loan Limits

Overview:

Like lobster? Then you’ll love Maine. Most areas let you borrow $356,362 with an FHA loan. 

But Maine FHA loan limits in two counties along Casco Bay, Cumberland and Sagadahoc, jump a little higher to $403,650.

FHA Loan Limits In Maine: 

  • Lowest: $356,362
  • Highest: $403,650
  • Website

FHA Loan Limits maine

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Androscoggin, Aroostook,  Franklin, Hancock, Kennebec, Knox, Lincoln, Oxford, Penobscot, Piscataquis,  Somerset, Waldo, Washington

$356,362

Cumberland, Sagadahoc, York

$403,650

maryland FHA Loan Limits

Overview:

FHA loan limits in Maryland are all over the place. The lowest cap is $356,362 in areas like Dorchester and Kent counties. 

But Calvert, Charles, Frederick, Montgomery, and Prince George’s counties, the ones closest to Washington, D.C., have caps of $822,375.

FHA Loan Limits In Maryland: 

  • Lowest: $356,362
  • Highest: $822,375
  • Website

FHA Loan Limits maryland

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Allegany, Caroline, Dorchester, Garrett, Kent, Washington, Baltimore City

$356,362

Somerset, Wicomico, Worcester

$356,362

St. Mary's

$356,362

Talbot

$408,250

Cecil

$431,250

Anne Arundel, Baltimore, Baltimore City, Carroll, Harford, Howard, Queen Anne's

$538,200

Calvert, Charles, Frederick, Montgomery, Prince George's

$822,375

Massachusetts FHA Loan Limits

Overview:

A few FHA loan limits in Massachusetts are set at $356,362, but they rise quickly. 

For instance, venture out to Martha’s Vineyard in Dukes County or Nantucket Island, and you’ll find max borrowing amounts of $822,375.

FHA Loan Limits In Massachusetts: 

  • Lowest: $356,362
  • Highest: $822,375
  • Website

FHA Loan Limits massachusetts

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Berkshire, Franklin, Hampden, Hampshire

$356,362

Worcester

$364,550

Bristol

$506,000

Barnstable

$506,000

Essex, Middlesex, Norfolk, Plymouth, Suffolk

$506,000

Dukes, Nantucket

$822,375

michigan FHA Loan Limits

Overview:

The Great Lakes State has affordable home prices like many other midwestern states. 

Even in higher populated areas like Detroit and Grand Rapids, Michigan FHA loan limits come in at the standard amount of $356,362.

FHA Loan Limits In Michigan: 

FHA Loan Limits michigan

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Alcona, Alger, Allegan, Alpena, Antrim, Arenac, Baraga, Barry, Bay, Benzie, Berrien, Branch, Calhoun

$356,362

Cass, Charlevoix, Cheboygan, Chippewa, Clare, Clinton, Crawford, Delta, Dickinson, Eaton, Emmet

$356,362

Genesee, Gladwin, Gogebic, Grand Traverse, Gratiot, Hillsdale, Houghton, Huron, Ingham, Ionia, Iosco, Iron

$356,362

Isabella, Jackson, Kalamazoo, Kalkaska, Kent, Keweenaw, Lake, Lapeer, Leelanau, Lenawee, Livingston, Luce

$356,362

Mackinac, Macomb, Manistee, Marquette, Mason, Mecosta, Menominee, Midland, Missaukee, Monroe

$356,362

Montcalm, Montmorency, Muskegon, Newaygo, Oakland, Oceana, Ogemaw, Ontonagon, Osceola, Oscoda

$356,362

Otsego, Ottawa, Presque Isle, Roscommon, Saginaw, St. Clair, St. Joseph, Sanilac, Schoolcraft, Shiawassee

$356,362

Tuscola, Van Buren, Washtenaw, Wayne, Wexford

$356,362

minnesota FHA Loan Limits

Overview:

The lowest FHA loan limit in Minnesota is $356,362. You’ll see that in places like Lake Benton in Lincoln County. 

Borrowing caps get higher in some areas. 

For instance, in Bloomington and Minneapolis, both in Hennepin County, you can borrow up to $402,500.

FHA Loan Limits In Minnesota: 

  • Lowest: $356,362
  • Highest: $402,500
  • Website

FHA Loan Limits minnesota

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Aitkin,  Becker, Beltrami, Benton, Big Stone, Blue Earth, Brown, Carlton, Cass, Chippewa

$356,362

 Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dodge, Douglas, Faribault, Fillmore

$356,362

Freeborn, Goodhue, Grant, Houston, Hubbard, Itasca, Jackson, Kanabec, Kandiyohi

$356,362

Kittson, Koochiching, Lac Qui Parle, Lake, Lake Of The Woods,  Lincoln, Lyon, Mcleod, Mahnomen

$356,362

Marshall, Martin, Meeker, Morrison, Mower, Murray, Nicollet, Nobles, Norman, Olmsted, Otter Tail

$356,362

Pennington, Pine, Pipestone, Polk, Pope, Red Lake, Redwood, Renville, Rice, Rock, Roseau, St. Louis, Sibley, Stearns,

$356,362

  Steele, Stevens, Swift, Todd, Traverse, Wabasha, Wadena, Waseca,  Watonwan, Wilkin, Winona, Yellow Medicine

$356,362

Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Le Sueur, Mille Lacs, Ramsey, Scott, Sherburne, Washington, Wright

$402,500

mississippi FHA Loan Limits

Overview:

Mississippi FHA loan limits don’t vary at all. 

No matter where you buy your home - from small towns to larger cities like Biloxi, Jackson, Hattiesburg, and Gulfport - you’ll see the same max limit of $356,362. 

If you’re looking for a warm climate and pleasant winters, you’ll enjoy buying a house in the Magnolia State.

FHA Loan Limits In Mississippi: 

FHA Loan Limits mississippi

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Alcorn, Amite, Attala, Benton, Bolivar, Calhoun, Carroll, Chickasaw, Choctaw, Claiborne, Clarke, Clay

$356,362

Coahoma, Copiah, Covington, Desoto, Forrest, Franklin, George, Greene, Grenada, Hancock, Harrison, Hinds

$356,362

Holmes, Humphreys, Issaquena, Itawamba, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Kemper, Lafayette

$356,362

Lamar, Lauderdale, Lawrence, Leake, Lee, Leflore, Lincoln, Lowndes, Madison, Marion, Marshall, Monroe

$356,362

Montgomery, Neshoba, Newton, Noxubee, Oktibbeha, Panola, Pearl River, Perry, Pike, Pontotoc, Prentiss, Quitman

$356,362

Rankin, Scott, Sharkey, Simpson, Smith, Stone, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica

$356,362

Union, Walthall, Warren, Washington, Wayne, Webster, Wilkinson, Winston, Yalobusha, Yazoo

$356,362

missouri FHA Loan Limits

Overview:

Missouri FHA loan limits don’t vary much from one part of the state to another. Most counties let you borrow $356,362. 

A few counties, namely Clay, Clinton, and Lafayette, increase the max to $389,850. 

The cost of living in Missouri is lower than the national average, making it an affordable place to live. From the Ozarks to the Gateway Arch, there’s much to love about Missouri.

FHA Loan Limits In Missouri: 

  • Lowest: $356,362
  • Highest: $389,850
  • Website

FHA Loan Limits missouri

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adair, Andrew, Atchison, Audrain, Barry, Barton, Benton, Bollinger, Boone, Buchanan, Butler

$356,362

Callaway, Camden, Cape Girardeau, Carroll, Carter, Cedar, Chariton, Christian, Clark, Cole

$356,362

Cooper, Crawford, Dade, Dallas, Daviess, Dekalb, Dent, Douglas, Dunklin, Franklin, Gasconade, Gentry

$356,362

Greene, Grundy, Harrison, Henry, Hickory, Holt, Howard, Howell, Iron, Jasper, Jefferson, Johnson

$356,362

Knox, Laclede, Lawrence, Lewis, Lincoln, Linn, Livingston, Mcdonald, Macon, Madison, Maries, Marion, Mercer

$356,362

Miller, Mississippi, Moniteau, Monroe, Montgomery, Morgan, New Madrid, Newton, Nodaway, Oregon, Osage

$356,362

Ozark, Pemiscot, Perry, Pettis, Phelps, Pike, Polk, Pulaski, Putnam, Ralls, Randolph, Reynolds, Ripley,

$356,362

 St. Charles, St. Clair, Ste. Genevieve, St. Francois, St. Louis, Saline, Schuyler, Scotland, Scott, Shannon, Shelby, Stoddard

$356,362

 Stone, Sullivan, Taney, Texas, Vernon, Warren, Washington, Wayne, Webster, Worth, Wright, St. Louis City

$356,362

Bates, Caldwell, Cass, Clay, Clinton, Jackson, Lafayette, Platte, Ray 

$389,850

montana FHA Loan Limits

Overview:

Montana FHA loan limits are similar throughout the regions of this Rocky Mountain state. Most areas allow you to borrow $356,362. 

Flathead County, which is where you’ll find the entrance to Glacier National Park, has a slightly higher cap of $378,350. 

And Gallatin County, near Yellowstone National Park? 

It’s higher yet, with FHA loans capped at $478,400.

FHA Loan Limits In Montana: 

  • Lowest: $356,362
  • Highest: $478,400
  • Website

FHA Loan Limits montana

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Beaverhead, Big Horn, Blaine, Broadwater, Carbon, Carter, Cascade, Chouteau, Custer, Daniels, Dawson

$356,362

Deer Lodge, Fallon, Fergus, Garfield, Glacier, Golden Valley, Granite, Hill, Jefferson, Judith Basin, Lake, Lewis And Clark

$356,362

Liberty, Lincoln, Mccone, Madison, Meagher, Mineral, Musselshell, Petroleum, Phillips, Pondera, Powder River

$356,362

Powell, Prairie, Ravalli, Richland, Roosevelt, Rosebud, Sanders, Sheridan, Silver Bow, Stillwater, Sweet Grass, Teton, Toole

$356,362

Treasure, Valley, Wheatland, Wibaux, Yellowstone

$356,362

Park

$377,200

Flathead

$378,350

Missoula

$388,700

Gallatin

$478,400

nebraska FHA Loan Limits

Overview:

If you’re looking to buy with an FHA loan, Nebraska FHA loan limits are $356,362 in most areas. 

Higher loan limits are found in Lincoln and Logan counties, where you can borrow up to $433,550.

The Nebraska housing market is tough to predict. 

Omaha is the most competitive, and houses usually sell in six days.

FHA Loan Limits In Nebraska: 

  • Lowest: $356,362
  • Highest: $433,550
  • Website

FHA Loan Limits nebraska

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Antelope, Arthur, Banner, Blaine, Boone, Box Butte, Boyd, Brown, Buffalo, Burt, Butler

$356,362

Cass, Cedar, Chase, Cherry, Cheyenne, Clay, Colfax, Cuming, Custer, Dakota, Dawes, Dawson

$356,362

Deuel, Dixon, Dodge, Douglas, Dundy, Fillmore, Franklin, Frontier, Furnas, Gage, Garden, Garfield

$356,362

Gosper, Grant, Greeley, Hall, Hamilton, Harlan, Hayes, Hitchcock, Holt, Hooker, Howard, 

$356,362

Jefferson, Johnson, Kearney, Keith, Keya Paha, Kimball, Knox, Lancaster, Loup, Madison, Merrick

$356,362

Morrill, Nance, Nemaha, Nuckolls, Otoe, Pawnee, Perkins, Phelps, Pierce, Platte

$356,362

Polk, Red Willow, Richardson, Rock, Saline, Sarpy, Saunders, Scotts Bluff, Seward, Sheridan, Sherman, Sioux, Stanton

$356,362

Thayer, Thomas, Thurston, Valley, Washington, Wayne, Webster, Wheeler, York

$356,362

Lincoln, Logan, McPherson

$433,550

nevada FHA Loan Limits

Overview:

From Lake Tahoe to Las Vegas, the Silver State has a neighborhood to fit every personality.  

You’ll find a cap somewhere between $356,352 and $500,250.

FHA Loan Limits In Nevada: 

  • Lowest: $356,352
  • Highest: 500,250
  • Website

FHA Loan Limits nevada

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Churchill, Elko, Esmeralda, Eureka, Humboldt, Lander, Lincoln, Lyon

$356,362

Mineral, Nye, Pershing, White Pine

$356,362

Clark

$362,250

Carson City

$379,500

Storey, Washoe

$460,000

Douglas

$500,250

new hampshire FHA Loan Limits

Overview:

You’ll find mountains, hills, and coastal areas in New Hampshire. The FHA loan limits in New Hampshire are just as varied as the landscape. 

Depending on where you’re purchasing a home, your FHA loan limit is likely to be $356,362. 

Unless you’re looking for a house in Rockingham or Strafford County, then you could borrow as much as $724,500.

FHA Loan Limits In New Hampshire: 

  • Lowest: $356,362
  • Highest: $724,500
  • Website

FHA Loan Limits new hampshire

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Belknap, Carroll, Cheshire, Coos, Grafton, Merrimack, Sullivan

$356,362

Hillsborough

$373,750

Rockingham, Strafford

$724,500

new jersey FHA Loan Limits

Overview:

New Jersey is home to beautiful beaches, busy roads, and diverse culture. The majority of New Jersey FHA loan limits are above the standard amount. 

Bergen, Union, and Sussex counties allow you to borrow $822,375. 

Atlantic County, where you’ll find Atlantic City, has the lowest borrowing limit of $356,362.

FHA Loan Limits In New Jersey: 

  • Lowest: $356,362
  • Highest: $822,375
  • Website

FHA Loan Limits new jersey

  • 2021

  • 2020

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Atlantic, Cumberland

$356,362

Mercer

$356,362

Warren

$372,600

Burlington, Camden, Gloucester, Salem

$431,250

Cape May

$431,250

Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, Sussex, Union

$822,375