2020 FHA Loan Limits By State And County

Loan Limits FHA shown with a colorful map of the United States with each state varying in color from teal to cream to tan

FHA loans are an excellent option for homebuyers, especially if you’re looking for a lower down payment or have a lower credit score.

Like any other federal loan program you apply for, FHA loan limits put a cap on how much you can qualify for when buying a house.

There’s just one downside: Figuring out the limit isn’t always cut and dry.

Here’s why:

FHA loan limits are different for every county in every state. 

The standard limit is $331,760 for a single-family home. However, the max amount is based on 115% of median home prices in an area. That means the limit might be higher in a major metropolitan area than the rest of the county.

But there’s more.

Median home prices can change, and that means FHA loan limits can change, too.

That can be a lot to keep up with!

Luckily, you don’t have to.

Here at the Wendy Thompson Lending Team, we’ve got you covered. This guide to FHA loan limits by state will light your way as you look to buy a house with an FHA loan.

Ready to find out how much you can borrow?


*Check your state below to see what you might qualify for in your county.*

Alabama FHA Loan Limits

Overview:

Want to buy a house in Alabama? The cost of housing can fluctuate by area, but FHA loan limits in Alabama don’t have much variety. 

Whether you’re looking in the big city of Birmingham or a small town like McMullen, the cap is the same: $331,760.

FHA Loan Limits In Alabama: 

FHA Loan Limits Alabama

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Autauga, Baldwin, Barbour, Bibb, Blount, Bullock, Butler, Calhoun, Chambers, Cherokee

$331,760

Chilton, Choctaw, Clarke, Clay, Cleburne, Coffee, Colbert, Conecuh, Coosa, Covington

$331,760

Crenshaw, Cullman, Dale, Dallas, Dekalb, Elmore, Escambia, Etowah, Fayette, Franklin

$331,760

Geneva, Greene, Hale, Henry, Houston, Jackson, Jefferson, Lamar, Lauderdale, Lawrence

$331,760

Lee, Limestone, Lowndes, Macon, Madison, Marengo, Marion, Marshall, Mobile, Monroe

$331,760

Montgomery, Morgan, Perry, Pickens, Pike, Randolph, Russell, St. Clair, Shelby, Sumter

$331,760

Talladega, TAllapoosa, Tuscaloosa, Walker, Washington, Wilcox, Winston

$331,760

ALASKA FHA Loan Limits

Overview:

The Alaska FHA loan limits are $331,760 for most counties. 

The Last Frontier state isn’t all wilderness, and two popular high cost of living areas are Juneau and Sitka. 

Higher home prices in those cities mean you can borrow up to $455,400 for a home in Juneau or $486,450 in Sitka.

FHA Loan Limits In Alaska: 

  • Lowest: $331,760
  • Highest: $486,450
  • Website

FHA Loan Limits ALASKA

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Aleutians East Borough, Bethel Census Area, Bristol Bay Borough, Denali Borough, Dillingham Census Area, Fairbanks North Star Borough, Haines Borough, Hoonah-Angoon Census Area, 

$331,760

Kenai Peninsula Borough, Kusilvak Census Area, Lake And Peninsula Borough, Northwest Arctic Borough, Prince Of Wales-Hyder Census Area, Southeast Fairbanks Census Area, Valdez-Cordova Census Area, Yukon-Koyukuk Census Area

$331,760

 North Slope Borough, Petersburg Census Area, Wrangell City And Borough

$332,350

Ketchikan Gateway Borough

$369,150

Aleutians West Census Area

$385,250

Nome Census Area

$391,000

Kodiak Island Borough

$408,250

Anchorage Municipality, Matanuska-Susitna Borough

$411,700

Skagway Municipality

$415,150

Yakutat City And Borough

$420,900

Juneau City And Borough 

$455,400

Sitka City And Borough

$486,450

arizona FHA Loan Limits

Overview:

Considering the cost of living throughout Arizona is average compared to the rest of the United States, there isn’t much fluctuation in Arizona FHA loan limits. 

Your cap will be $331,760 unless you’re buying a home in Flagstaff where you can borrow $362,250.

FHA Loan Limits In Arizona: 

FHA Loan Limits Arizona

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo

$331,760

Pima, Pinal, Santa Cruz, Yavapai, Yuma

$331,760

arkansas FHA Loan Limits

Overview:

All 75 counties in Arkansas are set at the standard borrowing limit. 

That means if you’re in the market to buy a home, no matter which county the house is in, your FHA loan limit in Arkansas is $331,760.

FHA Loan Limits In Arkansas: 

FHA Loan Limits ARKANSAS

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Arkansas, Ashley, Baxter, Benton, Boone, Bradley, Calhoun, Carroll, Chicot, Clark

$331,760

Clay, Cleburne, Cleveland, Columbia, Conway, Craighead, Crawford, Crittenden, Cross, Dallas

$331,760

Desha, Drew, Faulkner, Franklin, Fulton, Garland, Grant, Greene, Hempstead, Hot Spring

$331,760

Howard, Independence, Izard, Jackson, Jefferson, Johnson, Lafayette, Lawrence, Lee, Lincoln

$331,760

Little River, Logan, Lonoke, Madison, Marion, Miller, Mississippi, Monroe, Montgomery, Nevada

$331,760

Newton, Ouachita, Perry, Phillips, Pike, Poinsett, Polk, Pope, Prairie, Pulaski

$331,760

Randolph, St. Francis, Saline, Scott, Searcy, Sebastian, Sevier, Sharp, Stone, Union

$331,760

Van Buren, Washington, White, Woodruff, Yell

$331,760

Loan Limits FHA shown with a colorful map of the United States with each state varying in color from teal to cream to tan

CALIFORNIA FHA Loan Limits

Overview:

As you might have guessed, FHA loan limits in California are much higher than the standard $331,760 in some areas.

 The Golden State lets you get up to $765,600 in Alameda, Contra Costa, Los Angeles, Marin, Orange, San Benito, San Francisco, San Mateo, Santa Clara, and Santa Cruz counties.

FHA Loan Limits In California: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits CALIFORNIA

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Butte, Colusa, Del Norte, Fresno, Glenn, Imperial,  Kern, Kings, Lake, Lassen, Madera, Mariposa, Merced, Modoc, Shasta, Sierra, Siskiyou

$331,760

Plumas

$336,950

Humboldt

$345,000

Amador

$355,350

Stanislaus

$365,700

Calaveras, Inyo 

$373,750

Mendocino 

$409,400

Riverside, San Bernardino

$442,750

San Joaquin 

$448,500

Alpine 

$463,450

Nevada

$486,450

Solano

$506,000

Mono

$529,000

El Dorado, Placer, Sacramento

$569,250

Santa Barbara

$653,200

Monterey

$672,750

San Luis Obispo

$690,000

San Diego

$701,500

Sonoma

$704,950

Napa 

$764,750

Alameda, Contra Costa, Los Angeles, Marin, Orange, San Benito, San Francisco, San Mateo, Santa Clara, Santa Cruz 

$765,600

COLORADO FHA Loan Limits

Overview:

From the gorgeous mountain landscape to the rolling rivers, Colorado is an excellent place to buy a home. 

In Leadville, which is located in Lake County, your borrowing is capped at $331,760. 

But Colorado FHA loan limits in a city like Telluride go all the way up to $765,600.

FHA Loan Limits In Colorado: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits COLORADO

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Alamosa, Archuleta, Baca, Bent, Chaffee, Conejos, Costilla, Crowley, Custer, Dolores, Delta,  Fremont, Huerfano, Jackson, Kiowa, Kit Carson,  Larimer, Las Animas, Lincoln, Logan, Mesa, Mineral, Moffat, Montezuma,  Morgan, Otero, Phillips

$331,760

El Paso

$356,500

Chaffee

$369,150

Gunnison

$371,450

La Plata

$422,050

Montrose, Ouray

$425,500

Hinsdale

$427,800

Larimer

$454,250

Grand

$473,800

Adams, Arapahoe, Broomfield, Clear Creek, Denver, Douglas, Elbert, Gilpin, Jefferson, Park

$575,000

Boulder County

$644,000

Eagle, Garfield, Pitkin

$765,600

Connecticut FHA Loan Limits

Overview:

In New Haven, the county where you’ll find Yale University, the Connecticut FHA loan limit is $331,760. 

But if you want to live on the shores of the Long Island Sound? 

Your borrowing limit is much more powerful at $601,450.

FHA Loan Limits In Connecticut: 

  • Lowest: $331,760
  • Highest: $601,450
  • Website

FHA Loan Limits connecticut

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

New Haven, New London

$331,760

Windham

$339,250

Hartford, Middlesex, Tolland

$353,050

Litchfield

$357,650

Fairfield

$601,450

delaware FHA Loan Limits

Overview:

Although Delaware is home to just three counties, Delaware FHA loan limits are different in each county. 

In Kent, New Castle, and Sussex, the max you can borrow is $331,760, $408,250, and $345,000, respectively.

FHA Loan Limits In Delaware: 

  • Lowest: $331,760
  • Highest: $408,250
  • Website

FHA Loan Limits delaware

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Kent

$331,760

New Castle

$345,000

Sussex

$408,250

florida FHA Loan Limits

Overview:

Of the 67 Florida counties, 42 have FHA loan caps of $314,827. Yes, that’s below the standard in most places in the U.S. 

But in Miami-Dade and Palm Beach counties, Florida FHA loan limits are $356,500. 

And the gorgeous Florida Keys? You can buy a house up to $529,000 with an FHA loan.

Learn more about Florida FHA Loans and Rates

FHA Loan Limits In Florida: 

  • Lowest: $314,827
  • Highest: $529,000
  • Website

FHA Loan Limits florida

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Pasco, Pinellas, Polk, Putnam, St. Johns, St. Lucie, Santa Rosa, Sarasota, Seminole, Sumter, Suwannee, Taylor, Union, Volusia, Wakulla, Walton, Washington

$314,827

Alachua, Bay, Bradford, Brevard, Calhoun, Charlotte, Citrus, Columbia, Desoto, Dixie, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Glades, Gulf, Hamilton, Hardee, Hendry, Hernando

$331,760

Highlands, Hillsborough, Holmes, Indian River, Jackson, Jefferson, Lafayette, Lake, Lee, Leon, Levy, Liberty, Madison, Manatee, Marion, Okeechobee, Orange, Osceola

$331,760

Martin, Baker, Broward, Clay, Duval, Miami-Dade, Nassau, Palm Beach

$350,750

Baker

$373,750

Okaloosa

$391,000

Collier

$450,800

Monroe

$552,000

Georgia FHA Loan Limits

Overview:

Fulton County, where you’ll find Atlanta, is the most populated county in Georgia, and FHA loans are capped at $401,350. 

For a higher limit, check out Greensboro. 

It’s located in Greene County, which has the highest FHA loan limit in Georgia at $515,200.

FHA Loan Limits In Georgia: 

  • Lowest: $331,760
  • Highest: $515,200
  • Website

FHA Loan Limits georgia

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Appling, Atkinson, Bacon, Baker, Baldwin, Banks,  Ben Hill, Berrien, Bibb, Bleckley, Brantley, Brooks, Bryan, Bulloch, 

$331,760

Burke, Calhoun, Camden, Candler,  Catoosa, Charlton, Chatham, Chattahoochee, Chattooga, Clay

$331,760

 Clinch,  Coffee, Colquitt, Columbia, Cook,  Crawford, Crisp, Dade, Decatur,  Dodge, Dooly, Dougherty, Early,  Echols

$331,760

 Effingham, Elbert, Emanuel, Evans, Fannin,  Floyd,  Franklin,  Gilmer, Glascock, Glynn, Gordon, Grady, ,  Habersham, Hall

$331,760

Hancock, Harris, Hart,  Houston, Irwin, Jackson,  Jeff Davis, Jefferson, Jenkins, Johnson, Jones,  Lanier, Laurens, Lee

$331,760

Liberty, Lincoln, Long, Lowndes, Lumpkin, Mcduffie, Mcintosh, Macon, , Marion, Miller, Mitchell, Monroe, Montgomery

$331,760

Murray, Muscogee, Peach, Pierce, Polk, Pulaski, Putnam, Quitman, Rabun, Randolph, Richmond,  Schley, Screven

$331,760

Seminole,  Stephens, Stewart, Sumter, Talbot, Taliaferro, Tattnall, Taylor, Telfair, Terrell, Thomas, Tift, Toombs, Towns

$331,760

Treutlen, Troup, Turner, Twiggs, Union, Upson, Walker,  Ware, Warren, Washington, Wayne, Webster, Wheeler, White

$331,760

Whitfield, Wilcox, Wilkes, Wilkinson, Worth

$331,760

Clarke, Madison, Oconee, Oglethorpe

$379,500

Barrow, Bartow, Butts, Carroll, Cherokee, Clayton, Cobb, Coweta, Dawson, Dekalb, Douglas, Fayette, Forsyth, Fulton, 

$401,350

Gwinnett, Haralson, Heard, Henry, Jasper, Lamar, Meriwether, Morgan, Newton, Paulding, Pickens, Pike, Rockdale, Spalding, Walton 

$401,350

Greene

$515,200

HAWAII FHA Loan Limits

Overview:

When you think of golden sand beaches and palm trees, many people think of Hawaii. Imagine living in that tropical paradise! 

Home to just five counties, the island of Hawaii has the lowest FHA max of $391,000. Honolulu County on O’ahu has the highest FHA loan limit in Hawaii: $721,050.

FHA Loan Limits In Hawaii: 

  • Lowest: $391,000
  • Highest: $721,050
  • Website

FHA Loan Limits HAWAII

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Hawaii

$391,000

Kalawao, Maui

$690,000

Kauai

$713,000

Honolulu

$721,050

Loan Limits FHA shown with a colorful map of the United States with each state varying in color from teal to cream to tan

idaho FHA Loan Limits

Overview:

If you’re looking for a house in Idaho, you might discover there’s more to the state than potatoes. 

One of the most beautiful cities is Idaho Falls, where FHA loan limits are capped at $331,760. 

The highest Idaho FHA loan limit is $765,600 in Teton County, situated along the Rocky Mountains.

FHA Loan Limits In Idaho: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits idaho

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Ada, Adams, Bannock, Bear Lake, Benewah, Bingham,  Bonner, Bonneville, Boundary, Butte,  Caribou, Cassia, Clark, 

$331,760

Clearwater, Custer, Elmore, Franklin, Fremont,  Gooding, Idaho, Jefferson, Jerome, Latah, Lemhi, Lewis, Lincoln, Madison, 

$331,760

Minidoka, Nez Perce, Oneida,  Payette, Power, Shoshone, Twin Falls, Valley, Washington

$331,760

Kootenai

$335,800

Ada, Boise, Canyon, Gem, Owyhee

$366,850

Camas, Blaine

$646,300

Teton

$765,600

illinois FHA Loan Limits

Overview:

The Land of Lincoln is in the U.S. midwestern region where the cost of living is generally low.

The FHA loan limit in Illinois for most counties is $331,760. But a few areas, such as Chicago’s Cook County, let you borrow up to $368,000.

FHA Loan Limits In Illinois: 

  • Lowest: $331,760
  • Highest: $368,000
  • Website

FHA Loan Limits illinois

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Alexander, Bond,  Brown, Bureau, Calhoun, Carroll, Cass, Champaign, Christian, Clark, Clay, Clinton, Coles, 

$331,760

Crawford, Cumberland,  De Witt, Douglas,  Edgar, Edwards, Effingham, Fayette, Ford, Franklin, Fulton, Gallatin

$331,760

Greene,  Hamilton, Hancock, Hardin, Henderson, Henry, Iroquois, Jackson, Jasper, Jefferson, Jersey, Jo Daviess

$331,760

Johnson,  Kankakee,  Knox,  Lasalle, Lawrence, Lee, Livingston, Logan, Mcdonough,  Mclean, Macon, Macoupin, Madison

$331,760

Marion, Marshall, Mason, Massac, Menard, Mercer, Monroe, Montgomery, Morgan, Moultrie, Ogle, Peoria, Perry, Piatt

$331,760

Pike, Pope, Pulaski, Putnam, Randolph, Richland, Rock Island, St. Clair, Saline, Sangamon, Schuyler, Scott, Shelby, Stark

$331,760

Stephenson, Tazewell, Union, Vermilion, Wabash, Warren, Washington, Wayne, White, Whiteside,  Williamson, Woodford

$331,760

Boone, Winnebago

$339,250

Cook, Dekalb, Dupage, Grundy, Kane, Kendall, Lake, Mchenry, Will

$368,000

indiana FHA Loan Limits

Overview:

Like other states in the midwest, not many Indiana FHA loan limits are above the standard of $331,760. 

On the state’s east side, Fayette County has a low cap of $314,827. Other Indiana counties, such as Jasper, Lake, Newton, and Porter, let you borrow up to $368,000.

FHA Loan Limits In Indiana: 

  • Lowest: $314,827
  • Highest: $368,000
  • Website

FHA Loan Limits indiana

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Allen, Bartholomew, Benton, Blackford,  Carroll, Cass, Clay, Clinton, Crawford, Daviess, Dearborn, Decatur, Dekalb 

$331,760

Fayette,  Fountain, Franklin, Fulton, Gibson, Grant, Greene,  Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings

$331,760

 Knox, Kosciusko, Lagrange,  Laporte, Lawrence,  Marshall,  Martin, Miami, Monroe, Montgomery, Morgan,  Noble, Ohio

$331,760

Orange, Owen, Parke, Perry, Pike,  Posey, Pulaski,  Randolph, Ripley, Rush, St. Joseph, Scott, Spencer, Starke, Steuben 

$331,760

Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vanderburgh, Vermillion, Vigo, Wabash, Warren, Warrick, Wayne, Wells

$331,760

White, Whitley,, Boone, Brown, Hamilton, Hancock, Hendricks, Johnson, Madison

$331,760

Clark, Floyd, Harrison, Washington

$333,500

Boone, Brown, Hamilton, Hancock, Hendricks, Johnson, Madison, Marion, Morgan, Putnam, Shelby

$355,350

Jasper, Lake, Newton, Porter

$368,000

iowa FHA Loan Limits

Overview:

With an eastern border made up of the Mississippi River, Iowa is a beautiful state. 

Because it has lower home prices than most other states in the U.S., it’s no surprise that Iowa FHA loan limits are $331,760 in all 99 counties.

FHA Loan Limits In Iowa: 

FHA Loan Limits iowa

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adair, Adams, Allamakee, Appanoose, Audubon, Benton, Black Hawk, Boone, Bremer

$331,760

Buchanan, Buena Vista, Butler, Calhoun, Carroll, Cass, Cedar, Cerro Gordo, Cherokee, Chickasaw

$331,760

Clarke, Clay, Clayton, Clinton, Crawford, Dallas, Davis, Decatur, Delaware, Des Moines

$331,760

Dickinson, Dubuque, Emmet, Fayette, Floyd, Franklin, Fremont, Greene, Grundy, Guthrie

$331,760

Hamilton, Hancock, Hardin, Harrison, Henry, Howard, Humboldt, Ida, Iowa, Jackson

$331,760

Jasper, Jefferson, Johnson, Jones, Keokuk, Kossuth, Lee, Linn, Louisa, Lucas, Lyon

$331,760

Madison, Mahaska, Marion, Marshall, Mills, Mitchell, Monona, Monroe, Montgomery, Muscatine

$331,760

O'brien, Osceola, Page, Palo Alto, Plymouth, Pocahontas, Polk, Pottawattamie, Poweshiek, Ringgold

$331,760

Sac, Scott, Shelby, Sioux, Story, Tama, Taylor, Union, Van Buren, Wapello, Warren

$331,760

Washington, Wayne, Webster, Winnebago, Winneshiek, Woodbury, Worth, Wright

$331,760

kansas FHA Loan Limits

Overview:

A great midwestern state, Kansas sits smack-dab in the geographic center of the U.S. 

FHA loans are capped at $331,760 in most counties, including Allen, Anderson, Cloud, Grove, Strafford, and Wichita. 

But Kansas FHA loan limits in Leavenworth and Miami County go up to $351,900.

FHA Loan Limits In Kansas: 

  • Lowest: $331,760
  • Highest: $351,900
  • Website

FHA Loan Limits kansas

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Allen, Anderson, Atchison, Barber, Barton, Bourbon, Brown, Butler, Chase, Chautauqua

$331,760

Cherokee, Cheyenne, Clark, Clay, Cloud, Coffey, Comanche, Cowley, Crawford, Decatur

$331,760

Dickinson, Doniphan, Douglas, Edwards, Elk, Ellis, Ellsworth, Finney, Ford, Franklin

$331,760

Geary, Gove, Graham, Grant, Gray, Greeley, Greenwood, Hamilton, Harper, Harvey

$331,760

Haskell, Hodgeman, Jackson, Jefferson, Jewell, Kearny, Kingman, Kiowa, Labette

$331,760

Lane, Lincoln,  Logan, Lyon, Mcpherson, Marion, Marshall, Meade

$331,760

Mitchell, Montgomery, Morris, Morton, Nemaha, Neosho, Ness, Norton, Osage

$331,760

Osborne, Ottawa, Pawnee, Phillips, Pottawatomie, Pratt, Rawlins, Reno, Republic, Rice

$331,760

Riley, Rooks, Rush, Russell, Saline, Scott, Sedgwick, Seward, Shawnee, Sheridan, Sherman, Smith, Stafford, Stanton, 

$331,760

Stevens, Sumner, Thomas, Trego, Wabaunsee, Wallace, Washington, Wichita, Wilson, Woodson, Wyandotte

$331,760

Johnson, Leavenworth, Linn, Miami, 

$351,900

kentucky FHA Loan Limits

Overview:

Most FHA loan limits in Kentucky fall within the standard borrowing amount of $331,760. A few places swing higher to $333,500, such as Henry and Oldham Counties. 

Are you thinking of buying a home or relocating to the Bluegrass State? 

You’re in luck. The cost of living is generally low, and Louisville was a buyer’s market in late 2020, further driving down home prices.

FHA Loan Limits In Kentucky: 

  • Lowest: $331,760
  • Highest: $333,500
  • Website

FHA Loan Limits kentucky

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adair, Allen, Anderson, Ballard, Barren, Bath, Bell, Boone, Bourbon, Boyd, Boyle, Bracken

$331,760

Breathitt, Breckinridge, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian

$331,760

Clark, Clay, Clinton, Crittenden, Cumberland, Daviess, Edmonson, Elliott, Estill, Fayette

$331,760

Fleming, Floyd, Franklin, Fulton, Gallatin, Garrard, Grant, Graves, Grayson, Green, Greenup, Hancock

$331,760

Hardin, Harlan, Harrison, Hart, Henderson, Hickman, Hopkins, Jackson, Jessamine, Johnson

$331,760

Kenton, Knott, Knox, Larue, Laurel, Lawrence, Lee, Leslie, Letcher, Lewis, Lincoln, Livingston, Logan, Lyon

$331,760

Mccracken, Mccreary, Mclean, Madison, Magoffin, Marion, Marshall, Martin, Mason, Meade, Menifee

$331,760

Mercer, Metcalfe, Monroe, Montgomery, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Owen

$331,760

Owsley, Pendleton, Perry, Pike, Powell, Pulaski, Robertson, Rockcastle, Rowan, Russell, Scott, Simpson, Taylor, Todd, 

$331,760

Trigg, Trimble, Union, Warren, Washington, Wayne, Webster, Whitley, Wolfe, Woodford

$331,760

Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer

$333,500

louisiana FHA Loan Limits

Overview:

Louisiana is a melting pot of cultures, making it a fantastic option to put down some roots and buy a house. 

Louisiana FHA loan limits are a cinch to figure out, too. 

Every county has the same standard borrowing limit of $331,760.

FHA Loan Limits In Louisiana: 

FHA Loan Limits louisiana

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Acadia Parish, Allen Parish, Ascension Parish, Assumption Parish, Avoyelles Parish, Beauregard Parish

$331,760

Bienville Parish, Bossier Parish, Caddo Parish, Calcasieu Parish, Caldwell Parish, Cameron Parish, Catahoula Parish

$331,760

Claiborne Parish, Concordia Parish, De Soto Parish, East Baton Rouge Parish, East Carroll Parish, East Feliciana Parish

$331,760

Evangeline Parish, Franklin Parish, Grant Parish, Iberia Parish, Iberville Parish, Jackson Parish, Jefferson Parish

$331,760

Jefferson Davis Parish, Lafayette Parish, Lafourche Parish, La Salle Parish, Lincoln Parish, Livingston Parish

$331,760

Madison Parish, Morehouse Parish, Natchitoches Parish, Orleans Parish, Ouachita Parish, Plaquemines Parish

$331,760

Pointe Coupee Parish, Rapides Parish, Red River Parish, Richland Parish, Sabine Parish, St. Bernard Parish

$331,760

St. Charles Parish, St. Helena Parish, St. James Parish, St. John The Baptist Parish, St. Landry Parish, St. Martin Parish

$331,760

St. Mary Parish, St. Tammany Parish, Tangipahoa Parish, Tensas Parish, Terrebonne Parish, Union Parish

$331,760

Vermilion Parish, Vernon Parish, Washington Parish, Webster Parish, West Baton Rouge Parish, West Carroll Parish

$331,760

West Feliciana Parish, Winn Parish

$331,760

maine FHA Loan Limits

Overview:

Like lobster? Then you’ll love Maine. Most areas let you borrow $331,760 with an FHA loan. 

But Maine FHA loan limits in two counties along Casco Bay, Cumberland and Sagadahoc, jump a little higher to $366,850.

FHA Loan Limits In Maine: 

  • Lowest: $331,760
  • Highest: $366,850
  • Website

FHA Loan Limits maine

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Androscoggin, Aroostook,  Franklin, Hancock, Kennebec, Knox, Lincoln, Oxford, Penobscot, Piscataquis,  Somerset, Waldo, Washington

$331,760

Cumberland, Sagadahoc, York

$366,850

maryland FHA Loan Limits

Overview:

FHA loan limits in Maryland are all over the place. The lowest cap is $331,760 in areas like Dorchester and Kent counties. 

But Calvert, Charles, Frederick, Montgomery, and Prince George’s counties, the ones closest to Washington, D.C., have caps of $765,600.

FHA Loan Limits In Maryland: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits maryland

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Allegany, Caroline, Dorchester, Garrett, Kent, Washington, Baltimore City

$331,760

Somerset, Wicomico, Worcester

$345,000

St. Mary's

$347,300

Talbot

$382,950

Cecil

$408,250

Anne Arundel, Baltimore, Baltimore City, Carroll, Harford, Howard, Queen Anne's

$520,950

Calvert, Charles, Frederick, Montgomery, Prince George's

$765,600

Massachusetts FHA Loan Limits

Overview:

A few FHA loan limits in Massachusetts are set at $331,760, but they rise quickly. 

For instance, venture out to Martha’s Vineyard in Dukes County or Nantucket Island, and you’ll find max borrowing amounts of $765,600.

FHA Loan Limits In Massachusetts: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits massachusetts

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Berkshire, Franklin, Hampden, Hampshire

$331,760

Worcester

$339,250

Bristol

$460,000

Barnstable

$471,500

Essex, Middlesex, Norfolk, Plymouth, Suffolk

$690,000

Dukes, Nantucket

$765,600

Loan Limits FHA shown with a colorful map of the United States with each state varying in color from teal to cream to tan

michigan FHA Loan Limits

Overview:

The Great Lakes State has affordable home prices like many other midwestern states. 

Even in higher populated areas like Detroit and Grand Rapids, Michigan FHA loan limits come in at the standard amount of $331,760.

FHA Loan Limits In Michigan: 

FHA Loan Limits michigan

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Alcona, Alger, Allegan, Alpena, Antrim, Arenac, Baraga, Barry, Bay, Benzie, Berrien, Branch, Calhoun

$331,760

Cass, Charlevoix, Cheboygan, Chippewa, Clare, Clinton, Crawford, Delta, Dickinson, Eaton, Emmet

$331,760

Genesee, Gladwin, Gogebic, Grand Traverse, Gratiot, Hillsdale, Houghton, Huron, Ingham, Ionia, Iosco, Iron

$331,760

Isabella, Jackson, Kalamazoo, Kalkaska, Kent, Keweenaw, Lake, Lapeer, Leelanau, Lenawee, Livingston, Luce

$331,760

Mackinac, Macomb, Manistee, Marquette, Mason, Mecosta, Menominee, Midland, Missaukee, Monroe

$331,760

Montcalm, Montmorency, Muskegon, Newaygo, Oakland, Oceana, Ogemaw, Ontonagon, Osceola, Oscoda

$331,760

Otsego, Ottawa, Presque Isle, Roscommon, Saginaw, St. Clair, St. Joseph, Sanilac, Schoolcraft, Shiawassee

$331,760

Tuscola, Van Buren, Washtenaw, Wayne, Wexford

$331,760

minnesota FHA Loan Limits

Overview:

The lowest FHA loan limit in Minnesota is $314,827. You’ll see that in places like Lake Benton in Lincoln County. 

Borrowing caps get higher in some areas. 

For instance, in Bloomington and Minneapolis, both in Hennepin County, you can borrow up to $382,950.

FHA Loan Limits In Minnesota: 

  • Lowest: $331,760
  • Highest: $382,950
  • Website

FHA Loan Limits minnesota

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Aitkin,  Becker, Beltrami, Benton, Big Stone, Blue Earth, Brown, Carlton, Cass, Chippewa

$331,760

 Clay, Clearwater, Cook, Cottonwood, Crow Wing, Dodge, Douglas, Faribault, Fillmore

$331,760

Freeborn, Goodhue, Grant, Houston, Hubbard, Itasca, Jackson, Kanabec, Kandiyohi

$331,760

Kittson, Koochiching, Lac Qui Parle, Lake, Lake Of The Woods,  Lincoln, Lyon, Mcleod, Mahnomen

$331,760

Marshall, Martin, Meeker, Morrison, Mower, Murray, Nicollet, Nobles, Norman, Olmsted, Otter Tail

$331,760

Pennington, Pine, Pipestone, Polk, Pope, Red Lake, Redwood, Renville, Rice, Rock, Roseau, St. Louis, Sibley, Stearns,

$331,760

  Steele, Stevens, Swift, Todd, Traverse, Wabasha, Wadena, Waseca,  Watonwan, Wilkin, Winona, Yellow Medicine

$331,760

Anoka, Carver, Chisago, Dakota, Hennepin, Isanti, Le Sueur, Mille Lacs, Ramsey, Scott, Sherburne, Washington, Wright

$382,950

mississippi FHA Loan Limits

Overview:

Mississippi FHA loan limits don’t vary at all. 

No matter where you buy your home - from small towns to larger cities like Biloxi, Jackson, Hattiesburg, and Gulfport - you’ll see the same max limit of $331,760. 

If you’re looking for a warm climate and pleasant winters, you’ll enjoy buying a house in the Magnolia State.

FHA Loan Limits In Mississippi: 

FHA Loan Limits mississippi

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Alcorn, Amite, Attala, Benton, Bolivar, Calhoun, Carroll, Chickasaw, Choctaw, Claiborne, Clarke, Clay

$331,760

Coahoma, Copiah, Covington, Desoto, Forrest, Franklin, George, Greene, Grenada, Hancock, Harrison, Hinds

$331,760

Holmes, Humphreys, Issaquena, Itawamba, Jackson, Jasper, Jefferson, Jefferson Davis, Jones, Kemper, Lafayette

$331,760

Lamar, Lauderdale, Lawrence, Leake, Lee, Leflore, Lincoln, Lowndes, Madison, Marion, Marshall, Monroe

$331,760

Montgomery, Neshoba, Newton, Noxubee, Oktibbeha, Panola, Pearl River, Perry, Pike, Pontotoc, Prentiss, Quitman

$331,760

Rankin, Scott, Sharkey, Simpson, Smith, Stone, Sunflower, Tallahatchie, Tate, Tippah, Tishomingo, Tunica

$331,760

Union, Walthall, Warren, Washington, Wayne, Webster, Wilkinson, Winston, Yalobusha, Yazoo

$331,760

missouri FHA Loan Limits

Overview:

Missouri FHA loan limits don’t vary much from one part of the state to another. Most counties let you borrow $331,760. 

A few counties, namely Clay, Clinton, and Lafayette, increase the max to $351,900. 

The cost of living in Missouri is lower than the national average, making it an affordable place to live. From the Ozarks to the Gateway Arch, there’s much to love about Missouri.

FHA Loan Limits In Missouri: 

  • Lowest: $331,760
  • Highest: $351,900
  • Website

FHA Loan Limits missouri

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adair, Andrew, Atchison, Audrain, Barry, Barton, Benton, Bollinger, Boone, Buchanan, Butler

$331,760

Callaway, Camden, Cape Girardeau, Carroll, Carter, Cedar, Chariton, Christian, Clark, Cole

$331,760

Cooper, Crawford, Dade, Dallas, Daviess, Dekalb, Dent, Douglas, Dunklin, Franklin, Gasconade, Gentry

$331,760

Greene, Grundy, Harrison, Henry, Hickory, Holt, Howard, Howell, Iron, Jasper, Jefferson, Johnson

$331,760

Knox, Laclede, Lawrence, Lewis, Lincoln, Linn, Livingston, Mcdonald, Macon, Madison, Maries, Marion, Mercer

$331,760

Miller, Mississippi, Moniteau, Monroe, Montgomery, Morgan, New Madrid, Newton, Nodaway, Oregon, Osage

$331,760

Ozark, Pemiscot, Perry, Pettis, Phelps, Pike, Polk, Pulaski, Putnam, Ralls, Randolph, Reynolds, Ripley,

$331,760

 St. Charles, St. Clair, Ste. Genevieve, St. Francois, St. Louis, Saline, Schuyler, Scotland, Scott, Shannon, Shelby, Stoddard

$331,760

 Stone, Sullivan, Taney, Texas, Vernon, Warren, Washington, Wayne, Webster, Worth, Wright, St. Louis City

$331,760

Bates, Caldwell, Cass, Clay, Clinton, Jackson, Lafayette, Platte, Ray 

$351,900

montana FHA Loan Limits

Overview:

Montana FHA loan limits are similar throughout the regions of this Rocky Mountain state. Most areas allow you to borrow $331,760. 

Flathead County, which is where you’ll find the entrance to Glacier National Park, has a slightly higher cap of $343,850. 

And Gallatin County, near Yellowstone National Park? 

It’s higher yet, with FHA loans capped at $438,150.

FHA Loan Limits In Montana: 

  • Lowest: $331,760
  • Highest: $438,150
  • Website

FHA Loan Limits montana

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Beaverhead, Big Horn, Blaine, Broadwater, Carbon, Carter, Cascade, Chouteau, Custer, Daniels, Dawson

$331,760

Deer Lodge, Fallon, Fergus, , , Garfield, Glacier, Golden Valley, Granite, Hill, Jefferson, Judith Basin, Lake, Lewis And Clark, 

$331,760

Liberty, Lincoln, Mccone, Madison, Meagher, Mineral, Musselshell, Petroleum, Phillips, Pondera, Powder River, 

$331,760

Powell, Prairie, Ravalli, Richland, Roosevelt, Rosebud, Sanders, Sheridan, Silver Bow, Stillwater, Sweet Grass, Teton, Toole, 

$331,760

Treasure, Valley, Wheatland, Wibaux, Yellowstone

$331,760

Park

$336,950

Flathead

$343,850

Missoula

$350,75

Gallatin

$438,150

nebraska FHA Loan Limits

Overview:

If you’re looking to buy with an FHA loan, Nebraska FHA loan limits are $331,760 in most areas. 

Higher loan limits are found in Lincoln and Logan counties, where you can borrow up to $433,550.

The Nebraska housing market is tough to predict. 

Omaha is the most competitive, and houses usually sell in six days.

FHA Loan Limits In Nebraska: 

  • Lowest: $331,760
  • Highest: $433,550
  • Website

FHA Loan Limits nebraska

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Antelope, Arthur, Banner, Blaine, Boone, Box Butte, Boyd, Brown, Buffalo, Burt, Butler

$331,760

Cass, Cedar, Chase, Cherry, Cheyenne, Clay, Colfax, Cuming, Custer, Dakota, Dawes, Dawson

$331,760

Deuel, Dixon, Dodge, Douglas, Dundy, Fillmore, Franklin, Frontier, Furnas, Gage, Garden, Garfield

$331,760

Gosper, Grant, Greeley, Hall, Hamilton, Harlan, Hayes, Hitchcock, Holt, Hooker, Howard, 

$331,760

Jefferson, Johnson, Kearney, Keith, Keya Paha, Kimball, Knox, Lancaster, Loup, Madison, Merrick

$331,760

Morrill, Nance, Nemaha, Nuckolls, Otoe, Pawnee, Perkins, Phelps, Pierce, Platte

$331,760

Polk, Red Willow, Richardson, Rock, Saline, Sarpy, Saunders, Scotts Bluff, Seward, Sheridan, Sherman, Sioux, Stanton, 

$331,760

Thayer, Thomas, Thurston, Valley, Washington, Wayne, Webster, Wheeler, York

$331,760

Lincoln, Logan, McPherson

$433,550

nevada FHA Loan Limits

Overview:

From Lake Tahoe to Las Vegas, the Silver State has a neighborhood to fit every personality. 

Another perk is that FHA loan limits in Nevada are easy to understand. 

You’ll find the same cap of $331,760 wherever you’re looking to buy a home, whether that’s in Reno, Las Vegas, Carson City, or anywhere else.

FHA Loan Limits In Nevada: 

FHA Loan Limits nevada

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Churchill, Clark, Douglas, Elko, Esmeralda, Eureka, Humboldt, Lander, Lincoln, Lyon

$331,760

Mineral, Nye, Pershing, Storey, Washoe, White Pine, Carson City

$331,760

new hampshire FHA Loan Limits

Overview:

You’ll find mountains, hills, and coastal areas in New Hampshire. The FHA loan limits in New Hampshire are just as varied as the landscape. 

Depending on where you’re purchasing a home, your FHA loan limit is likely to be $331,760. 

Unless you’re looking for a house in Rockingham or Strafford County, then you could borrow as much as $690,000.

FHA Loan Limits In New Hampshire: 

  • Lowest: $331,760
  • Highest: $690,000
  • Website

FHA Loan Limits new hampshire

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Belknap, Carroll, Cheshire, Coos, Grafton, Merrimack, Sullivan

$331,760

Hillsborough

$339,250

Rockingham, Strafford

$690,000

new jersey FHA Loan Limits

Overview:

New Jersey is home to beautiful beaches, busy roads, and diverse culture. The majority of New Jersey FHA loan limits are above the standard amount. 

Bergen, Union, and Sussex counties allow you to borrow $765,600. 

Atlantic County, where you’ll find Atlantic City, has the lowest borrowing limit of $331,760.

FHA Loan Limits In New Jersey: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits new jersey

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Atlantic, Cumberland

$331,760

Mercer

$345,000

Warren

$372,600

Burlington, Camden, Gloucester, Salem

$408,250

Cape May

$414,000

Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, Sussex, Union

$765,600

new mexico FHA Loan Limits

Overview:

The largest county by area in New Mexico is Catron County. You’ll be able to borrow up to $431,250 for an FHA loan if you’re buying a house there. 

For all other counties, New Mexico FHA loan limits are $331,760. 

If you live there or are just passing through, don’t miss Carlsbad Caverns and White Sands National Parks.

FHA Loan Limits In New Mexico: 

  • Lowest: $331,760
  • Highest: $431,250
  • Website

FHA Loan Limits new mexico

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Bernalillo, Chaves, Cibola, Colfax, Curry, De Baca, Dona Ana, Eddy, Grant, Guadalupe, Harding, Hidalgo, Lea, Lincoln, , Luna, 

$331,760

Mckinley, Mora, Otero, Quay, Rio Arriba, Roosevelt, Sandoval, San Juan, San Miguel, Santa Fe, Sierra, Socorro, Taos, Torrance, Union, Valencia

$331,760

Santa Fe

$380,650

Catron

$401,350

Los Alamos

$431,250

new york FHA Loan Limits

Overview:

The Empire State is home to the largest city in the U.S.: New York City. You wouldn’t know it, but 86% of the state is made up of rural areas. 

High cost of living areas, like New York City, have significantly higher FHA loan limits going up to $765,600. 

More rural areas, like the town of Aurora in Cayuga County, peak at $331,760.

FHA Loan Limits In New York: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits new york

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Albany, Allegany, Broome, Cattaraugus, Cayuga, Chautauqua, Chemung, Chenango, Clinton, Columbia

$331,760

Cortland, Delaware, Erie, Essex, Franklin, Fulton, Genesee, Greene, Hamilton, Herkimer, Jefferson, Lewis, Livingston

$331,760

Madison, Monroe, Montgomery, Niagara, Oneida, Onondaga, Ontario, Orleans, Oswego, Otsego, Rensselaer

$331,760

St. Lawrence, Saratoga, Schenectady, Schoharie, Schuyler, Seneca, Steuben, Sullivan, Tioga, Tompkins, Ulster, Warren, Washington, Wayne, Wyoming, Yates

$331,760

Dutchess, Orange

$356,500

Bronx, Kings, Nassau, New York, Putnam, Queens, Richmond, Rockland, Suffolk, WestChester, 

$765,600

Loan Limits FHA shown with a colorful map of the United States with each state varying in color from teal to cream to tan

North carolina FHA Loan Limits

Overview:

For most of the state, North Carolina FHA loan limits are $331,760. 

Franklin and Johnston counties jump up to $353,050, while Pasquotank County and Perquimans County have much higher borrowing peaks of $765,600.

FHA Loan Limits In North Carolina: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits north carolina

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Alamance, Alexander, Alleghany, Anson, Ashe, Avery, Beaufort, Bertie, Bladen, Brunswick, Buncombe, Burke,  

$331,760

Cabarrus, Caldwell, Carteret, Caswell, Catawba, Cherokee, Chowan, Clay, Cleveland, Columbus, Craven, Cumberland

$331,760

Currituck, Davidson, Davie, Duplin,  Edgecombe, Forsyth,  Gaston, Gates, Graham,  Greene, Guilford, Halifax, Harnett

$331,760

Haywood, Henderson, Hertford, Hoke, Iredell, Jackson,  Jones, Lee, Lenoir, Lincoln, Mcdowell, Macon, Madison

$331,760

Martin, Mecklenburg, Mitchell, Montgomery, Moore, Nash, New Hanover, Northampton, Onslow, Pamlico, Pender, Pitt

$331,760

Polk, Randolph, Richmond, Robeson, Rockingham, Rowan, Rutherford, Sampson, Scotland, Stanly, Stokes, Surry

$331,760

Swain, Transylvania, Tyrrell, Union, Vance, Warren, Washington, Watauga, Wayne, Wilkes, Wilson, Yadkin, Yancey

$331,760

Franklin, Johnston, Wake

$353,050

Dare

$391,000

Chatham, Durham, Granville, Orange, Person

$414,000

Camden, 

$458,850

Hyde

$483,000

Pasquotank, Perquimans

$765,600

North dakota FHA Loan Limits

Overview:

With nearly 90% of the state made up of farms and ranches, it’s no surprise that North Dakota FHA loan limits don’t have much variety. 

You can borrow up to $331,760 everywhere except Billings County, where the limit is slightly higher at $339,250.

FHA Loan Limits In North Dakota: 

  • Lowest: $331,760
  • Highest: $339,250
  • Website

FHA Loan Limits north dakota

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Barnes, Benson, Bottineau, Bowman, Burke, Burleigh, Cass, Cavalier, Dickey

$331,760

Divide, Dunn, Eddy, Emmons, Foster, Golden Valley, Grand Forks, Grant, Griggs, Hettinger, Kidder

$331,760

Lamoure, Logan, Mchenry, Mcintosh, Mckenzie, Mclean, Mercer, Morton, Mountrail, Nelson, Oliver

$331,760

Pembina, Pierce, Ramsey, Ransom, Renville, Richland, Rolette, Sargent, Sheridan, Sioux, Slope, Steele, Stutsman, Towner, Traill, Walsh, Ward, Wells, Williams

$331,760

Billings, Stark

$339,250

ohio FHA Loan Limits

Overview:

Like other midwest states, Ohio FHA loan limits don’t fluctuate much. The amount you borrow with an FHA loan can be as much as $331,760. 

Unless you’re in or around the city of Columbus, where your limit is higher. 

Franklin County, where you’ll find Columbus, and the surrounding counties of Delaware, Franklin, Hocking, Madison, Morrow, Perry, Pickaway, and Union, tend to have higher home prices. 

In those areas, borrowing up to $373,750 is possible.

FHA Loan Limits In Ohio: 

  • Lowest: $331,760
  • Highest: $373,750
  • Website

FHA Loan Limits ohio

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Allen, Ashland, Ashtabula, Athens, Auglaize, Belmont, Brown, Butler, Carroll, Champaign

$331,760

Clark, Clermont, Clinton, Columbiana, Coshocton, Crawford, Cuyahoga, Darke, Defiance, 

$331,760

Erie, Fayette, Fulton, Gallia, Geauga, Greene, Guernsey, Hamilton, Hancock, Hardin

$331,760

Harrison, Henry, Highland, Holmes, Huron, Jackson, Jefferson, Knox, Lake, Lawrence, 

$331,760

Logan, Lorain, Lucas, Mahoning, Marion, Medina, Meigs, Mercer, Miami, Monroe

$331,760

Montgomery, Morgan,  Muskingum, Noble, Ottawa, Paulding, Pike, Portage

$331,760

Preble, Putnam, Richland, Ross, Sandusky, Scioto, Seneca, Shelby, Stark, Summit, Trumbull, Tuscarawas, Van Wert, Vinton, Warren, Washington, Wayne, Williams, Wood, Wyandot

$331,760

Delaware, Fairfield, Franklin, Hocking, Licking, Madison, Morrow, Perry, Pickaway, Union

$373,500

oklahoma FHA Loan Limits

Overview:

The south-central state of Oklahoma is a great place to take advantage of the low down payments that FHA loans are known for. 

The FHA loan limits in Oklahoma are capped at the standard limit, letting you borrow up to $331,760 no matter where you buy a house in the state.

FHA Loan Limits In Oklahoma: 

FHA Loan Limits oklahoma

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adair, Alfalfa, Atoka, Beaver, Beckham, Blaine, Bryan, Caddo, Canadian, Carter, Cherokee, Choctaw

$331,760

Cimarron, Cleveland, Coal, Comanche, Cotton, Craig, Creek, Custer, Delaware, Dewey, Ellis, Garfield

$331,760

Garvin, Grady, Grant, Greer, Harmon, Harper, Haskell, Hughes, Jackson, Jefferson, Johnston, Kay

$331,760

Kingfisher, Kiowa, Latimer, Le Flore, Lincoln, Logan, Love, Mcclain, Mccurtain, Mcintosh, Major, Marshall

$331,760

Mayes, Murray, Muskogee, Noble, Nowata, Okfuskee, Oklahoma, Okmulgee, Osage, Ottawa, Pawnee

$331,760

Payne, Pittsburg, Pontotoc, Pottawatomie, Pushmataha, Roger Mills, Rogers, Seminole, Sequoyah

$331,760

Stephens, Texas, Tillman, Tulsa, Wagoner, Washington, Washita, Woods, Woodward

$331,760

oregon FHA Loan Limits

Overview:

Most FHA loan limits in Oregon fall within the standard amount of $331,760. However, there are a few exceptions. 

You’ll see the highest limits in Portland and the surrounding area, which cap the amount at $491,050. 

FHA loans near Mt. Hood and Smith Rock State Park also allow higher amounts of $477,580 and $431,250, respectively.

Learn more about Oregon FHA Loans and Rates

FHA Loan Limits In Oregon: 

  • Lowest: $331,760
  • Highest: $491,050
  • Website

FHA Loan Limits oregon

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Baker, Coos, Crook, Curry, Douglas, Gilliam, Grant, Harney, Jefferson, Josephine, Klamath, Lake, Lane, Lincoln, Linn, 

$331,760

Malheur, Morrow, Sherman, Tillamook, Umatilla, Union, Wallowa, Wasco, Wheeler

$331,760

Jackson

$333,500

Marion, Polk

$342,700

Clatsop

$345,000

Benton

$402,500

Deschutes

$431,250

Hood River

$477,250

Clackamas, Columbia, Multnomah, Washington, Yamhill

$491,050

pennsylvania FHA Loan Limits

Overview:

Pennsylvania FHA loan limits in Philadelphia and Pittsburgh are $331,760. 

But Pike County, which is part of the New York-Newark-Jersey City Metropolitan Statistical Area, has a much higher borrowing limit of $765,600. 

FHA Loan Limits In Pennsylvania: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits pennsylvania

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Allegheny, Armstrong, Beaver, Bedford, Berks, Blair, Bradford, Butler, Cambria, Cameron, Centre, Clarion

$331,760

Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Elk, Erie, Fayette, Forest, Franklin, Fulton, Greene

$331,760

Huntingdon, Indiana, Jefferson, Juniata, Lackawanna, Lancaster, Lawrence, Lebanon, Luzerne, Lycoming

$331,760

Mckean, Mercer, Mifflin, Monroe, Montour,  Northumberland, Perry, Potter, Schuylkill, Snyder 

$331,760

Somerset, Sullivan, Susquehanna, Tioga, Union, Venango, Warren, Washington, Wayne, Westmoreland, Wyoming, York

$331,760

Carbon, Lehigh, Northampton

$372,600

Bucks, Chester, Delaware, Montgomery, Philadelphia

$408,250

Pike

$765,600

rhode island FHA Loan Limits

Overview:

As the smallest of all 50 states, Rhode Island has just five counties.

Rhode Island FHA loan limits are the same in each county, capping you at $460,000. 

The max amount is higher than the standard FHA limit because the area’s higher cost of living drives home prices to nearly $50,000 more than the national average.

FHA Loan Limits In Rhode Island: 

FHA Loan Limits rhode island

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Bristol, Kent, Newport, Providence, Washington

$460,000

south carolina FHA Loan Limits

Overview:

Charleston and Hilton Head Island are a charming place to purchase a home. 

Homes tend to be more expensive, and the South Carolina FHA loan limits come in at $391,000 for the Charleston area and Hilton Head Island. 

In most other parts of the state, your cap will be $331,760.

FHA Loan Limits In South Carolina: 

FHA Loan Limits south carolina

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Abbeville, Aiken, Allendale, Anderson, Bamberg, Barnwell, Beaufort, Berkeley, Calhoun

$331,760

Charleston, Cherokee, Chester, Chesterfield, Clarendon, Colleton, Darlington, Dillon, Dorchester

$331,760

Edgefield, Fairfield, Florence, Georgetown, Greenville, Greenwood, Hampton, Horry, Jasper, Kershaw

$331,760

Lancaster, Laurens, Lee, Lexington, Mccormick, Marion, Marlboro, Newberry, Oconee, Orangeburg

$331,760

Pickens, Richland, Saluda, Spartanburg, Sumter, Union, Williamsburg, York

$331,760

south dakota FHA Loan Limits

Overview:

To qualify for an FHA loan in South Dakota, your home must fall at or below South Dakota FHA loan limits. 

That means your borrowing power is capped at $331,760. 

You shouldn’t have trouble finding a place since the median home listing is $239,900.

FHA Loan Limits In South Dakota: 

FHA Loan Limits south dakota

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Aurora, Beadle, Bennett, Bon Homme, Brookings, Brown, Brule, Buffalo, Butte, Campbell, Charles Mix

$331,760

Clark, Clay, Codington, Corson, Custer, Davison, Day, Deuel, Dewey, Douglas, Edmunds, Fall River

$331,760

Faulk, Grant, Gregory, Haakon, Hamlin, Hand, Hanson, Harding, Hughes, Hutchinson, Hyde, Jackson

$331,760

Jerauld, Jones, Kingsbury, Lake, Lawrence, Lincoln, Lyman, Mccook, Mcpherson, Marshall, Meade

$331,760

Mellette, Miner, Minnehaha, Moody, Oglala Lakota, Pennington, Perkins, Potter, Roberts, Sanborn

$331,760

Spink, Stanley, Sully, Todd, Tripp, Turner, Union, Walworth, Yankton, Ziebach

$331,760

tennessee FHA Loan Limits

Overview:

There’s a great deal of variety in Tennessee FHA loan limits. Generally, your FHA loan can be up to $331,760 unless you’re buying in or around Nashville. 

Nashville is the state’s capital, and where you’ll find Vanderbilt University, the Grand Ole Opry House, and the Country Music Hall of Fame. 

If you’re looking at houses in Nashville or surrounding areas, you can borrow as much as $563,500 with an FHA loan.

FHA Loan Limits In Tennessee: 

  • Lowest: $331,760
  • Highest: $563,500
  • Website

FHA Loan Limits tennessee

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Anderson, Bedford, Benton, Bledsoe, Blount, Bradley, Campbell, Carroll, Carter, Chester, Claiborne, Clay, Cocke  

$331,760

Coffee, Crockett, Cumberland, Decatur, Dekalb, Dyer, Fayette, Fentress, Franklin, Gibson, Giles, Grainger, Greene

$331,760

Grundy, Hamblen, Hamilton, Hancock, Hardeman, Hardin, Hawkins, Haywood, Henderson, Henry, Hickman, Houston

$331,760

Humphreys, Jackson, Jefferson, Johnson, Knox, Lake, Lauderdale, Lawrence, Lewis, Lincoln, Loudon, Mcminn

$331,760

Mcnairy, Madison, Marion, Marshall, Meigs, Monroe, Montgomery, Moore, Morgan, Obion, Overton, Perry

$331,760

Pickett, Polk, Putnam, Rhea, Roane, Scott, Sequatchie, Sevier, Shelby, Stewart, Sullivan, Tipton, Unicoi, Union, Van Buren, Warren, Washington, Wayne, Weakley, White

$331,760

Cannon, Cheatham, Davidson, Dickson, Macon, Maury, Robertson, Rutherford, Smith, Sumner, Trousdale, Williamson, Wilson

$563,500

texas FHA Loan Limits

Overview:

Texas is the second-largest state, right behind Alaska. Home prices can vary throughout the 254 counties, depending on which part of the state you’re in. 

Generally, Texas FHA loan limits fall at the $331,760 mark. 

If you’re looking for a house in the Dallas-Fort Worth area, or near Austin, your limit goes up to $404,800.

Learn more about Texas FHA Loans and Rates

FHA Loan Limits In Texas: 

  • Lowest: $331,760
  • Highest: $404,800
  • Website

FHA Loan Limits texas

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Anderson, Andrews, Angelina, Aransas, Archer, Armstrong, Austin, Bailey, Baylor, Bee, Bell, Blanco, Borden, Bosque

$331,760

 Bowie, Brazoria, Brazos, Brewster, Briscoe, Brooks, Brown, Burleson, Burnet, Calhoun, Callahan, Cameron

$331,760

Camp, Carson, Cass, Castro, Chambers, Cherokee, Childress, Clay, Cochran, Coke, Coleman, Collingsworth 

$331,760

Colorado, Comanche, Concho, Cooke, Coryell, Cottle, Crane, Crockett, Crosby, Culberson, Dallam, Dawson

$331,760

Deaf Smith, Delta, Dewitt, Dickens, Dimmit, Donley, Duval, Eastland, Ector, Edwards, El Paso, Erath, Falls, Fannin

$331,760

Fayette, Fisher, Floyd, Foard, Fort Bend, Franklin, Freestone, Frio, Gaines, Galveston, Garza, Gillespie, Glasscock, Goliad

$331,760

Gonzales, Gray, Grayson, Gregg, Grimes, Hale, Hall, Hamilton, Hansford, Hardeman, Hardin, Harris, Harrison

$331,760

Hartley, Haskell, Hemphill, Henderson, Hidalgo, Hill, Hockley, Hood, Hopkins, Houston, Howard, Hudspeth, 

$331,760

Hutchinson, Irion, Jack, Jackson, Jasper, Jeff Davis, Jefferson, Jim Hogg, Jim Wells, Jones, Karnes, Kenedy 

$331,760

Kent, Kerr,  Kimble, King, Kinney, Kleberg, Knox, Lamar, Lamb, Lampasas, La Salle, Lavaca, Lee, Leon, Liberty

$331,760

Limestone, Lipscomb, Live Oak, Llano, Loving, Lubbock, Lynn, Mcculloch, Mclennan, Mcmullen, Madison, Marion

$510,400

Mason, Matagorda, Maverick, Menard, Milam, Mills, Mitchell, Montague, Montgomery, Moore, Morris, Motley

$331,760

Nacogdoches, Navarro, Newton, Nolan, Nueces, Ochiltree, Oldham, Orange, Palo Pinto, Panola, Parmer, Pecos, Polk

$331,760

Potter, Presidio, Rains, Randall, Reagan, Real, Red River, Reeves, Refugio, Roberts, Robertson, Runnels, Rusk

$331,760

Sabine, San Augustine, San Jacinto, San Patricio, San Saba, Schleicher, Scurry, Shackelford, Shelby, Sherman, Smith

$331,760

Somervell, Starr, Stephens, Sterling, Stonewall, Sutton, Swisher, Taylor, Terrell, Terry, Throckmorton, Titus

$331,760

Tom Green, Trinity, Tyler, Upshur, Upton, Uvalde, Val Verde, Van Zandt, Victoria, Walker, Waller, Ward, Washington

$331,760

Webb, Wharton, Wheeler, Wichita, Wilbarger, Willacy, Winkler, Wood, Yoakum, Young, Zapata, Zavala

$331,760

Martin, Midland,

$341,550

Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, Wilson

$393,300

Bastrop, Caldwell, Collin, Dallas, Denton, Ellis, Hays, Hunt, Johnson, Kaufman, Parker, Rockwall, Tarrant, Travis, Williamson, Wise

$404,800

utah FHA Loan Limits

Overview:

Throughout most of Utah, standard FHA loan limits of $331,760 apply. 

Utah FHA loan limits in the counties surrounding Salt Lake City can jump as high as $765,600. Generally, higher caps are an indication of higher home prices in the area. 

Salt Lake City has a cap of $416,300, but the city has a competitive home market, which can drive costs up.

FHA Loan Limits In Utah: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits utah

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Beaver, Cache, Carbon, Daggett, Duchesne, Emery, Garfield, Grand, Iron, Kane, Millard, Piute, San Juan, Sanpete, Sevier, Uintah, Wayne

$331,760

Rich

$374,900

Washington

$377,200

Juab, Utah

$401,305

Salt Lake, Tooele

$416,300

Box Elder, Davis, Morgan, Weber

$646,300

Summit, Wasatch

$765,600

vermont FHA Loan Limits

Overview:

Vermont is one of the smaller states in the U.S., and buying a house there can give you breathtaking views of its forested landscape and covered bridges. 

In most areas, FHA loan limits in Vermont are capped at $331,760. 

Your borrowing power is higher in Chittenden, Franklin, and Grand Isle counties. In those areas, an FHA loan can go up to $368,000.

FHA Loan Limits In Vermont: 

  • Lowest: $331,760
  • Highest: $368,00
  • Website

FHA Loan Limits vermont

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Addison, Bennington, Caledonia, Essex, Lamoille, Orange, Orleans, Rutland, Washington, Windham, Windsor

$331,760

Chittenden, Franklin, Grand Isle

$368,00

virginia FHA Loan Limits

Overview:

Virginia is one of two states that border Washington, D.C. 

Unless you’re purchasing a home near the nation’s capital, FHA loan limits in Virginia tend to be $331,760. 

In counties nearest the Washington, D.C. border, such as Loudoun, Prince William, and Fairfax, your borrowing limit increases substantially to $765,600.

FHA Loan Limits In Virginia: 

  • Lowest: $510,400
  • Highest: $765,600
  • Website

FHA Loan Limits virginia

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Accomack, Alleghany, Amherst, Appomattox, Augusta, Bath, Bedford, Bland, Botetourt, Brunswick, Buchanan

$331,760

Buckingham, Campbell, Carroll, Charlotte, Craig, Dickenson, Essex, Floyd, Franklin, Frederick, Giles, Grayson

$331,760

Greensville, Halifax, Henry, Highland, Lee, Lunenburg, Mecklenburg, Middlesex, Montgomery, Northampton

$331,760

Northumberland, Nottoway, Orange, Page, Patrick, Pittsylvania, Prince Edward, Pulaski, Richmond, Roanoke

$331,760

Rockbridge, Rockingham, Russell, Scott, Shenandoah, Smyth, Surry, Tazewell, Washington, Westmoreland, Wise

$331,760

Wythe, Bristol City, Buena Vista City, Covington City, Danville City, Emporia City, Galax City, Harrisonburg City

$331,760

Lynchburg City, Martinsville City, Norton City, Portsmouth City, Radford City, Roanoke City, Salem City, Staunton City, Waynesboro City, Winchester City

$331,760

King George

$350,750

Lexington City

$354,200

Albemarle, Charlottesville City, Fluvanna, Greene, Nelson 

$437,000

Lancaster

$442,750

Chesapeake City, Franklin City, Gloucester, Hampton City, Isle Of Wight, James City, Mathews, Newport News City

$458,850

 Norfolk City, Poquoson City, Southampton, Suffolk City, Virginia Beach City, Williamsburg City, York

$458,850

Amelia, Charles City, Chesterfield, Colonial Height City,  Dinwiddie, Goochland, Hanover, Henrico, Hopewell City

$535,900

King and Queen, King William, Louisa, New Kent, Petersburg City, Powhatan, Prince George, Richmond City, Sussex

$535,900

Alexandria City, Arlington, Clarke, Culpeper, Fairfax, Fairfax City, Falls Church, Fauquier, Fredericksburg, Loudoun, 

$765,600

Madison, Manassas City, Manassas Park City, Prince William, Rappahannock, Spotsylvania, Stafford, Warren

$765,600

washington FHA Loan Limits

Overview:

More than half of FHA loan limits in Washington state are $331,760. 

A few areas, namely in Seattle and the surrounding counties of King, Pierce, and Snohomish, you could get an FHA mortgage for up to $741,750.

FHA Loan Limits In Washington: 

  • Lowest: $331,760
  • Highest: $741,750
  • Website

FHA Loan Limits washington

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Asotin, Benton, Columbia, Cowlitz, Ferry, Franklin,  Garfield, Grant, Grays Harbor, Kittitas, Klickitat, Lewis, 

$331,760

Lincoln,  Mason, Okanogan, Pacific, Pend Oreille, Spokane, Stevens, Wahkiakum, Walla Walla, Whitman, Yakima

$331,760

Chelan, Douglas

$345,000

Jefferson

$351,900

 Thurston

$370,300

Skagit

$373,750

Clallam

$384,100

 Island

$393,300

Kitsap

$395,600

Whatcom

$411,700

Clark, Skamania

$491,050

San Juan

$497,950

King, Pierce, Snohomish

$741,750

west virginia FHA Loan Limits

Overview:

West Virginia is known as the Mountain State because it sits entirely within the Appalachian Mountain region. 

Your FHA loan limits in West Virginia caps at the standard amount of $331,760.

Every county in the state has the same limit, except for Jefferson County where Washington, Arlington and  Alexandria are located. 

FHA Loan Limits In West Virginia: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits west virginia

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Barbour, Berkeley, Boone, Braxton, Brooke, Cabell, Calhoun, Clay, Doddridge, Fayette, Gilmer, Grant, Greenbrier, Hampshire, Hancock, Hardy, Harrison, Jackson, Kanawha, Lewis, Lincoln, Logan, Mcdowell, Marion, Marshall, Mason, Mercer, Mineral, Mingo, Monongalia, Monroe, Morgan, Nicholas, Ohio, Pendleton, Pleasants, Pocahontas, Preston, Putnam, Raleigh, Randolph, Ritchie, Roane, Summers, Taylor, Tucker, Tyler, Upshur, Wayne, Webster, Wetzel, Wirt, Wood, Wyoming

$331,760

Jefferson

$765,600

wisconsin FHA Loan Limits

Overview:

Wisconsin FHA loan limits are pretty standard throughout the state. 

In most areas, your max FHA loan can be $331,760. 

The highest caps you’ll find for an FHA loan are in St. Croix and Pierce counties, which border Minneapolis, Minnesota.

FHA Loan Limits In Wisconsin: 

FHA Loan Limits wisconsin

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Adams, Ashland, Barron, Bayfield, Brown, Buffalo, Burnett, Calumet, Chippewa, Clark, Columbia

$331,760

Crawford, Dane, Dodge, Door, Douglas, Dunn, Eau Claire, Florence, Fond Du Lac, Forest, Grant, Green

$331,760

Green Lake, Iowa, Iron, Jackson, Jefferson, Juneau, Kenosha, Kewaunee, La Crosse, Lafayette

$331,760

Langlade, Lincoln, Manitowoc, Marathon, Marinette, Marquette, Menominee, Milwaukee, Monroe

$331,760

Oconto, Oneida, Outagamie, Ozaukee, Pepin, Pierce, Polk, Portage, Price, Racine, Richland, Rock, Rusk

$331,760

St. Croix, Sauk, Sawyer, Shawano, Sheboygan, Taylor, Trempealeau, Vernon, Vilas, Walworth

$331,760

Washburn, Washington, Waukesha, Waupaca, Waushara, Winnebago, Wood

$331,760

wyoming FHA Loan Limits

Overview:

Home to the official address of Yellowstone National Park, Wyoming is a beautiful place to call home. 

Of course, buying a house in Teton County, which is nearest Yellowstone, will cost you more than any other part of the state. 

Wyoming FHA loan limits are $331,760 everyone except Teton County, where your max is $765,600.

FHA Loan Limits In Wyoming: 

  • Lowest: $331,760
  • Highest: $765,600
  • Website

FHA Loan Limits wyoming

COUNTIES

MAX FHA LOAN LIMIT FOR A SINGLE UNIT

Albany, Big Horn, Campbell, Carbon, Converse, Crook, Fremont, Goshen, Hot Springs, Johnson, Laramie, Lincoln, Natrona, Niobrara, Park, Platte, Sheridan, Sublette, Sweetwater, Uinta, Washakie, Weston

$331,760

Teton

$765,600

Ready To Apply For Your FHA Loan?

If you’re ready to buy a house with a lower down payment, an FHA loan might be just what you’re looking for.

FHA loans can get you into a new home with as little as 3.5% down.

But remember: FHA loans have requirements that you must stick to.

And if you don’t?

It could cost you your dream home!

And no one wants that.

That’s why you’re in good hands with the Wendy Thompson Lending Team - we’re an experienced FHA lender.

Call us if you’re ready to explore homeownership. We’re 100% committed to your satisfaction!

The Tactical FHA Loan Blueprint