Home/FHA

Best FHA Loan Rates with 765-810 Credit Score

So, you’re ready to buy a house, but you’re not sure what rates you might qualify for. A credit score of 680 to 720 is pretty good. With a score in that range, you could get a low interest rate on a FHA loan. But there’s a catch. Lenders don’t like to tell you what rates you might expect without first getting your personal info. Why would you share your info if they won’t share theirs? That’s one thing that sets the Wendy Thompson Team apart: We give you the goods up front. You’ll never wonder what your rates might [...]

2020-03-06T17:51:41+00:00By |FHA|Comments Off on Best FHA Loan Rates with 765-810 Credit Score

Best FHA Loan Rates with 725-760 Credit Score

Are you ready to take the leap into homeownership? It might surprise you to find that the process isn’t as cut and dry as you thought.And it’s all because lenders are so stingy with their rates!Who would have thought getting something as simple as an interest rate would be so hard? After all, lenders are supposed to help you get a mortgage. Right?Well, you’re in luck.At the Wendy Thompson Lending Team, we’ll never leave you in the dark.We’ll be with you every step of the way. You could qualify for a low rate with an FHA loan if your credit score is [...]

2020-04-22T14:27:54+00:00By |FHA|Comments Off on Best FHA Loan Rates with 725-760 Credit Score

Best FHA Loan Rates with 600-630 Credit Score

*Please note that effective April 3, 2020, we are no longer able to accept loans from applicants with a credit score below 640.  Please visit our friends at My Credit Guy for help improving your credit score.If you’re ready to buy a house, you need to figure out the loan process. An FHA loan that’s backed by the Federal Housing Administration is an excellent option if you’re in the market for a new home.One big question that comes up time after time is, “How does my credit score affect my rate?”If you’ve tried to find rates for your credit score that’s [...]

2020-04-22T14:08:07+00:00By |FHA|Comments Off on Best FHA Loan Rates with 600-630 Credit Score

Best FHA Loan Rates with 680-720 Credit Score

So, you’re ready to buy a house, but you’re not sure what rates you might qualify for.A credit score of 680 to 720 is pretty good. With a score in that range, you could get a low interest rate on a FHA loan.But there’s a catch.Lenders don’t like to tell you what rates you might expect without first getting your personal info. Why would you share your info if they won’t share theirs?That’s one thing that sets the Wendy Thompson Team apart:We give you the goods up front. You’ll never wonder what your rates might be because we show you sample [...]

2020-02-14T21:46:58+00:00By |FHA|Comments Off on Best FHA Loan Rates with 680-720 Credit Score

Best FHA Loan Rates with 640-670 Credit Score

House shopping is an exciting time, but it’s also a nerve-racking experience. If you’re in the market to buy a house, finding a lender is an important first step. FHA loans are an excellent option if your credit score is 640 to 670. The only problem is finding a lender that will tell you what interest rates you might qualify for.But that’s not a problem with The Wendy Thompson Team!We’ll show you what you need to do to make your dream of owning a home become a reality. Here’s a rundown of the best FHA loan rates for credit scores from 640 [...]

2020-02-14T21:39:14+00:00By |FHA|Comments Off on Best FHA Loan Rates with 640-670 Credit Score

FHA stands for “Families At Home for the Holidays”… sort of!

The government has FHA all mixed up… They call it “Federal Housing Administration”, but this year we’re calling it “FAH” which is “Families at Home (for the Holidays)”! That’s because this past month, we had one of the most heartwarming stories we’ve ever had… A young couple came to us wanting to buy a home. They were a sweet couple, hardworking and good renters with a baby on the way. The problem? They had limited credit… like no-scores credit. Now, in some cases we work on building credit for these types of borrowers. But for this couple we wound up [...]

2018-02-02T16:13:07+00:00By |FHA|Comments Off on FHA stands for “Families At Home for the Holidays”… sort of!