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So far Wendy Thompson Team has created 27 blog entries.

Buying a Memphis home this spring? The time to start is NOW!

We’re just a few days into 2019 and I’ll bet you’re thinking about your big plans for this year. If you’re even THINKING about buying a home in the greater Memphis area this spring, the time to start the process is NOW! Springtime Real Estate in Memphis The real estate industry is definitely “seasonal”, and spring just might be the busiest time of year to buy a home. Why? Well, there are a few reasons… First of all, Spring is a good time to start buying because the kids get out of school in May. So if you want to [...]

2019-02-07T20:19:22+00:00By |Homebuyer|Comments Off on Buying a Memphis home this spring? The time to start is NOW!

VA Home Loan Qualifications And Options: Credit Score – VA Loan Limits – VA Loan Options

Many active duty service members and veterans know that there is a VA program available to help finance their home loan with a zero-down payment.   However, VA loan eligibility can be confusing and even intimidating to some.   Multiple factors will determine if you will qualify for a VA home loan and we hope to remove the confusion of what is required for you to qualify for your zero-down home mortgage.   We will discuss VA eligibility in regard to your credit score, VA loan limits and what VA loan types are available to you in this article.  What Credit Score Do I Need [...]

2019-02-24T12:13:25+00:00By |VA|Comments Off on VA Home Loan Qualifications And Options: Credit Score – VA Loan Limits – VA Loan Options

How To Obtain Your VA Loan Certificate of Eligibility (COE)

Many people talk about all of the conditions that must be met for VA loan eligibility.   There are multiple conditions that an active service member or veteran must meet.   But, the first step is obtaining your VA loan certificate of eligibility aka COE.   We know that this can be intimidating, there are a lot of moving parts and many questions that must be answered to obtain your COE but we will simplify it and pull back the curtain so to speak, to make this process as simple as possible.   We will walk you through how to Obtain your VA loan certificate of eligibility and [...]

2019-01-31T22:19:56+00:00By |VA|Comments Off on How To Obtain Your VA Loan Certificate of Eligibility (COE)

Four Most Common Service Time Requirements: VA Home Loan Eligibility

If you have ever tried to figure out whether you are eligible for a VA home loan, then you know it can be very confusing because of all the different scenarios that may make you eligible based on your service time.   We are going to alleviate most of that confusion by laying out all the different ways you can become eligible for a VA loan so you can quickly find whether you qualify or not.   In this article we will review VA loan eligibility based on the four most common service-related conditions: active service during wartime, active service during peacetime, [...]

2019-01-31T22:19:59+00:00By |VA|Comments Off on Four Most Common Service Time Requirements: VA Home Loan Eligibility

The Ultimate Guide to Buying a Home in Memphis

Are you starting the journey to home-ownership in Memphis? Congratulations! This exciting time can also be quite overwhelming if you’re unfamiliar or going it alone. That’s why I’ve created the ULTIMATE guide to Buying a Home in Memphis. This guide contains everything you need to know about the process plus a few inside tips and tricks I’ve picked up in my 17+ years in the Memphis Real Estate industry. Knowledge is power so, educate yourself before diving into buying a home in Memphis! The ULTIMATE Guide Contact Us Our wish for you is to find the home of your dreams [...]

2019-01-17T12:54:05+00:00By |Homebuyer|Comments Off on The Ultimate Guide to Buying a Home in Memphis

Refinancing to consolidate Christmas debt – BEST IDEA EVER!

If Christmas turned out to be more expensive than you thought, you’re not alone. The unfortunate truth is that many families are avoiding the mailbox in January knowing their credit card bills will eventually show up. Thanks Santa!🎅😂 If you find yourself in this situation, there’s hope. You may be able to use your home’s equity to pay off credit card bills or other debt to give you the fresh start you want in 2019. But there’s a catch. Sort of… All of the signs point to rising interest rates, so your window to get a super-low rate may be [...]

2019-01-10T16:44:23+00:00By |Refinancing|Comments Off on Refinancing to consolidate Christmas debt – BEST IDEA EVER!

What is PMI? Breaking it down

Like many terms in the real estate industry, it can be hard to really get a handle on what a term like "PMI" means, but we’re breaking down the facts behind PMI once and for all. Read on to see what it actually means, how it works, and why it may have gotten a bad rap. So, what exactly is PMI? “PMI” stands for Private Mortgage Insurance. These days, it’s common for lenders to require it in order to be approved for a mortgage if you plan on putting less than 20% down on the home. Since buyers who make [...]

2018-12-20T21:28:50+00:00By |Mortgage|Comments Off on What is PMI? Breaking it down

VA Loan Eligibility: Credit Score, Loan Amount & Military Type

Dealing with the VA and all of their processes can be frustrating, and that when you add finding a home, and getting the best mortgage to that list, things can get out of hand very fast. But here's the thing: Figuring out your VA loan eligibility doesn't have to be a complicated process and once you figure it out, all VA lenders will follow the same guidelines. In today's post I am going to go over what requirements you have to meet to become eligible for your VA loan. I will also discuss how to apply for your certificate of eligibility and the general [...]

2019-01-30T21:22:32+00:00By |VA|Comments Off on VA Loan Eligibility: Credit Score, Loan Amount & Military Type

Best VA Loan Rates for $400,000, $425,000, $450,000, $475,000, and $500,000 Mortgages

​One of the biggest American dreams is home ownership. We are going to review important factors you need to be aware of to realize that American dream. You can get the best VA loan rates for $400,000, $425,000, $450,000, $475,000 and $500,000 mortgages.  The keys to your future home ownership include; understanding how your credit score will determine your APR rate, why higher APR rates make your monthly payments higher, and how the higher the monthly payment the less you can afford for a home. The American Dream Is One Click AwayYou want to buy a new home, you have reviewed VA Loan Eligibility and [...]

2019-01-28T21:01:33+00:00By |VA|Comments Off on Best VA Loan Rates for $400,000, $425,000, $450,000, $475,000, and $500,000 Mortgages

Best VA Loan Rates for $300,000, $325,000, $350,000, and $375,000 Mortgages

Everyone deserves a place to call home and none more so then the families and members of the military.   You deserve to have a home and we’ll show you how to get the best VA loan rates for $300,000, $325,000, $350,000 and $375,000 mortgages.   We will explain how your credit score effects your APR rate, how the APR rate effects your monthly payments, and why your monthly payments can determine how much you can afford for a home.  The Best VA Loan Rates Are Determined By Credit Score Before you can obtain a VA home loan you must determine your VA [...]

2018-12-20T08:03:30+00:00By |VA|Comments Off on Best VA Loan Rates for $300,000, $325,000, $350,000, and $375,000 Mortgages

46 Timber Creek Dr
Memphis, TN 38018
(901) 461-8858