Wendy Thompson

Many active duty service members and veterans know that there is a VA program available to help finance their home loan with a zero-down payment.   However, VA loan eligibility can be confusing and even intimidating to some.   Multiple factors will determine if you will qualify for a VA home loan and we hope to remove the confusion of what is required for you to qualify for your zero-down home mortgage.   We will discuss VA eligibility in regard to your credit score, VA loan limits and what VA loan types are available to you in this article.  What Credit Score Do I Need [...]

Many people talk about all of the conditions that must be met for VA loan eligibility.   There are multiple conditions that an active service member or veteran must meet.   But, the first step is obtaining your VA loan certificate of eligibility aka COE.   We know that this can be intimidating, there are a lot of moving parts and many questions that must be answered to obtain your COE but we will simplify it and pull back the curtain so to speak, to make this process as simple as possible.   We will walk you through how to Obtain your VA loan certificate of eligibility and [...]

If you have ever tried to figure out whether you are eligible for a VA home loan, then you know it can be very confusing because of all the different scenarios that may make you eligible based on your service time.   We are going to alleviate most of that confusion by laying out all the different ways you can become eligible for a VA loan so you can quickly find whether you qualify or not.   In this article we will review VA loan eligibility based on the four most common service-related conditions: active service during wartime, active service during peacetime, [...]

Dealing with the VA and all of their processes can be frustrating, and that when you add finding a home, and getting the best mortgage to that list, things can get out of hand very fast. But here's the thing: Figuring out your VA loan eligibility doesn't have to be a complicated process and once you figure it out, all VA lenders will follow the same guidelines. In today's post I am going to go over what requirements you have to meet to become eligible for your VA loan. I will also discuss how to apply for your certificate of eligibility and the general [...]

​One of the biggest American dreams is home ownership. We are going to review important factors you need to be aware of to realize that American dream. You can get the best VA loan rates for $400,000, $425,000, $450,000, $475,000 and $500,000 mortgages.  The keys to your future home ownership include; understanding how your credit score will determine your APR rate, why higher APR rates make your monthly payments higher, and how the higher the monthly payment the less you can afford for a home. The American Dream Is One Click AwayYou want to buy a new home, you have reviewed VA Loan Eligibility and [...]

Everyone deserves a place to call home and none more so then the families and members of the military.   You deserve to have a home and we’ll show you how to get the best VA loan rates for $300,000, $325,000, $350,000 and $375,000 mortgages.   We will explain how your credit score effects your APR rate, how the APR rate effects your monthly payments, and why your monthly payments can determine how much you can afford for a home.  The Best VA Loan Rates Are Determined By Credit Score Before you can obtain a VA home loan you must determine your VA [...]